Wise

aid: wise
url: https://raw.githubusercontent.com/api-evangelist/wise/refs/heads/main/apis.yml
name: Wise
x-type: company
description: >-
  Wise (formerly TransferWise) provides cross-border payments and multi-currency accounts for personal and business customers. The Wise Platform API exposes profiles, balances, transfers, recipients, quotes, multi-currency accounts, cards, statements, and webhooks.
image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
tags:
  - Payments
  - FX
  - Cross-Border
  - Banking
  - Multi-Currency
created: '2026-05-08'
modified: '2026-05-08'
specificationVersion: '0.19'
apis:
  - aid: wise:profiles
    name: Wise Profiles API
    description: >-
      Manages Wise user identity records. A profile represents either a personal or business
      entity that owns balances, can send and receive money, and can hold recipients. Profiles
      are the root resource that other Wise Platform API calls are scoped against.
    humanURL: https://docs.wise.com/api-docs/api-reference/profile
    baseURL: https://api.wise.com/v2
    tags:
      - Profiles
      - Identity
      - KYC
    properties:
      - type: Documentation
        url: https://docs.wise.com/api-docs/api-reference/profile
      - type: Sandbox
        url: https://api.sandbox.transferwise.tech
      - type: OpenAPI
        url: openapi/wise-platform-openapi.yml
  - aid: wise:recipients
    name: Wise Recipients API
    description: >-
      Manages beneficiary bank account records. Recipients store the destination account
      details (name, currency, account number, routing/IBAN/SWIFT details) used as the
      target of a transfer. The API supports creating, retrieving, listing, and deleting
      recipient accounts across 70+ supported currencies.
    humanURL: https://docs.wise.com/api-docs/api-reference/recipient
    baseURL: https://api.wise.com/v1
    tags:
      - Recipients
      - Beneficiaries
      - Bank Accounts
    properties:
      - type: Documentation
        url: https://docs.wise.com/api-docs/api-reference/recipient
      - type: OpenAPI
        url: openapi/wise-platform-openapi.yml
  - aid: wise:quotes
    name: Wise Quotes API
    description: >-
      Calculates the exchange rate, fees, and estimated delivery time for a prospective
      transfer between two currencies. A quote pins the FX rate for a short window and is
      a required prerequisite to creating a transfer. Supports source-amount, target-amount,
      and pay-in option variations.
    humanURL: https://docs.wise.com/api-docs/api-reference/quote
    baseURL: https://api.wise.com/v3
    tags:
      - Quotes
      - FX
      - Pricing
    properties:
      - type: Documentation
        url: https://docs.wise.com/api-docs/api-reference/quote
      - type: OpenAPI
        url: openapi/wise-platform-openapi.yml
  - aid: wise:transfers
    name: Wise Transfers API
    description: >-
      Creates and tracks cross-border money movements. A transfer ties a quote to a
      recipient and is funded from a source balance or pay-in method. The API exposes
      create, fund, cancel, list, and detail operations along with status events.
    humanURL: https://docs.wise.com/api-docs/api-reference/transfer
    baseURL: https://api.wise.com/v1
    tags:
      - Transfers
      - Payments
      - Cross-Border
    properties:
      - type: Documentation
        url: https://docs.wise.com/api-docs/api-reference/transfer
      - type: OpenAPI
        url: openapi/wise-platform-openapi.yml
  - aid: wise:balances
    name: Wise Balances API
    description: >-
      Manages multi-currency balances held inside a profile. Supports listing balances,
      retrieving the available and reserved amounts per currency, opening and closing
      currency balances, and moving funds between balances within the same profile.
    humanURL: https://docs.wise.com/api-docs/api-reference/balance
    baseURL: https://api.wise.com/v4
    tags:
      - Balances
      - Multi-Currency
      - Wallets
    properties:
      - type: Documentation
        url: https://docs.wise.com/api-docs/api-reference/balance
      - type: OpenAPI
        url: openapi/wise-platform-openapi.yml
  - aid: wise:multi-currency-account
    name: Wise Multi-Currency Account API
    description: >-
      Provisions local bank account details (account number / routing / IBAN / SWIFT) for
      a profile across the supported receiving currencies, allowing a customer to receive
      money like a local in 56+ currencies.
    humanURL: https://docs.wise.com/api-docs/api-reference/multi-currency-account
    baseURL: https://api.wise.com/v1
    tags:
      - Multi-Currency Account
      - Receive Money
      - Local Bank Details
    properties:
      - type: Documentation
        url: https://docs.wise.com/api-docs/api-reference/multi-currency-account
      - type: OpenAPI
        url: openapi/wise-platform-openapi.yml
  - aid: wise:statements
    name: Wise Statements API
    description: >-
      Generates and downloads transaction statements for a balance over an arbitrary date
      range. Output formats include JSON, CSV, PDF, and MT940, supporting reconciliation
      and accounting workflows.
    humanURL: https://docs.wise.com/api-docs/api-reference/balance-statement
    baseURL: https://api.wise.com/v1
    tags:
      - Statements
      - Reporting
      - Accounting
    properties:
      - type: Documentation
        url: https://docs.wise.com/api-docs/api-reference/balance-statement
      - type: OpenAPI
        url: openapi/wise-platform-openapi.yml
  - aid: wise:cards
    name: Wise Cards API
    description: >-
      Issues, lists, and manages Wise debit cards linked to a profile balance. Includes
      operations for retrieving card details, freezing/unfreezing, replacing cards, and
      managing spending controls.
    humanURL: https://docs.wise.com/api-docs/api-reference/card
    baseURL: https://api.wise.com/v3
    tags:
      - Cards
      - Issuing
      - Spending Controls
    properties:
      - type: Documentation
        url: https://docs.wise.com/api-docs/api-reference/card
      - type: OpenAPI
        url: openapi/wise-platform-openapi.yml
  - aid: wise:webhooks
    name: Wise Webhooks API
    description: >-
      Subscribes a partner application to event notifications for transfers, balances,
      cards, and profile-state changes. Supports creating, listing, and deleting webhook
      subscriptions and verifying signed payloads.
    humanURL: https://docs.wise.com/api-docs/api-reference/subscription
    baseURL: https://api.wise.com/v3
    tags:
      - Webhooks
      - Events
      - Notifications
    properties:
      - type: Documentation
        url: https://docs.wise.com/api-docs/api-reference/subscription
      - type: OpenAPI
        url: openapi/wise-platform-openapi.yml
  - aid: wise:simulation
    name: Wise Simulation API
    description: >-
      Sandbox-only endpoints for advancing the lifecycle of test transfers (simulating
      funding, processing, completion, and failure paths) without moving real money.
      Used to exercise integration logic end-to-end against api.sandbox.transferwise.tech.
    humanURL: https://docs.wise.com/api-docs/api-reference/simulation
    baseURL: https://api.sandbox.transferwise.tech
    tags:
      - Simulation
      - Sandbox
      - Testing
    properties:
      - type: Documentation
        url: https://docs.wise.com/api-docs/api-reference/simulation
      - type: OpenAPI
        url: openapi/wise-platform-openapi.yml
common:
  - type: Website
    url: https://wise.com/
  - type: Documentation
    url: https://docs.wise.com/
  - type: Sandbox
    url: https://api.sandbox.transferwise.tech
  - type: Plans
    url: plans/wise-plans-pricing.yml
  - type: RateLimits
    url: rate-limits/wise-rate-limits.yml
  - type: FinOps
    url: finops/wise-finops.yml
maintainers:
  - FN: Kin Lane
    email: [email protected]