Wealthfront

aid: wealthfront
name: Wealthfront
description: >
  Wealthfront is an automated investment service offering REST APIs and integrations for
  portfolio management, financial planning, tax optimization, direct indexing, and cash
  account management. Founded in 2008 and headquartered in Palo Alto, California,
  Wealthfront manages approximately $95 billion in assets for over 1.4 million clients
  as of 2026. The platform provides automated investing with tax-loss harvesting, direct
  indexing for accounts over $100,000, high-yield cash management accounts with FDIC
  insurance up to $8 million, and stock investing with no advisory fees. Wealthfront
  went public on Nasdaq (WLTH) in December 2025.
image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/apis.yml
baseURL: https://www.wealthfront.com
humanURL: https://www.wealthfront.com
created: 2026-06-13
modified: 2026-06-13
specificationVersion: "0.19"
type: Index
tags:
  - Finance
  - Investment
  - Portfolio Management
  - Tax Optimization
  - Robo-Advisor
  - Wealth Management
  - Cash Management
  - Direct Indexing
  - Financial Planning
  - FinTech

apis:

  - aid: wealthfront:automated-investing-api
    name: Wealthfront Automated Investing API
    description: >
      Internal REST API powering Wealthfront's automated portfolio management service.
      Supports account creation, portfolio configuration, risk assessment, automated
      rebalancing, and tax-loss harvesting for diversified index fund portfolios.
      Consumed by Wealthfront iOS, Android, and web applications.
    image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://www.wealthfront.com/investing
    baseURL: https://www.wealthfront.com
    tags:
      - Portfolio Management
      - Automated Investing
      - Rebalancing
      - Index Funds
    properties:
      - type: Documentation
        url: https://www.wealthfront.com/investing
      - type: EngineeringBlog
        url: https://eng.wealthfront.com
      - type: Plans
        url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/plans/plans.yml
      - type: RateLimits
        url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/rate-limits/rate-limits.yml

  - aid: wealthfront:tax-optimization-api
    name: Wealthfront Tax Optimization API
    description: >
      Automated tax optimization service providing daily tax-loss harvesting, direct
      indexing at the stock level for accounts over $100,000, and Smart Beta factor
      weighting for accounts over $500,000. The system monitors investments daily
      and automatically harvests losses to minimize tax liability while maintaining
      portfolio risk profile.
    image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://www.wealthfront.com/tax-loss-harvesting
    baseURL: https://www.wealthfront.com
    tags:
      - Tax Optimization
      - Tax-Loss Harvesting
      - Direct Indexing
      - Smart Beta
    properties:
      - type: Documentation
        url: https://www.wealthfront.com/tax-loss-harvesting
      - type: SupportArticle
        url: https://support.wealthfront.com/hc/en-us/articles/211005023-Wealthfront-s-US-Direct-Indexing
      - type: SupportArticle
        url: https://support.wealthfront.com/hc/en-us/articles/209348486-Tax-Loss-Harvesting
      - type: Plans
        url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/plans/plans.yml

  - aid: wealthfront:cash-account-api
    name: Wealthfront Cash Account API
    description: >
      High-yield cash management account API supporting deposits, withdrawals, transfers,
      bill pay, and debit card management. Offers 3.30% base APY with FDIC insurance
      up to $8 million through deposits swept across up to 32 program banks. Features
      instant withdrawals, wire transfers, and automated transfer scheduling.
    image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://www.wealthfront.com/cash
    baseURL: https://www.wealthfront.com
    tags:
      - Cash Management
      - High-Yield Savings
      - FDIC Insurance
      - Banking
      - Debit Card
    properties:
      - type: Documentation
        url: https://www.wealthfront.com/cash
      - type: Plans
        url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/plans/plans.yml
      - type: FinOps
        url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/finops/finops.yml

  - aid: wealthfront:account-linking-api
    name: Wealthfront Account Linking API
    description: >
      External account linking and data aggregation platform that connects Wealthfront
      with third-party financial institutions via vendors such as Plaid and Finicity.
      Handles authentication on behalf of clients, ingestion of external account data,
      and computation over linked account data to power Path financial planning features
      and net worth tracking.
    image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://support.wealthfront.com/hc/en-us/articles/115000311663-How-do-I-link-an-outside-account-to-Wealthfront
    baseURL: https://www.wealthfront.com
    tags:
      - Account Linking
      - Data Aggregation
      - Plaid
      - Financial Planning
      - Net Worth
    properties:
      - type: Documentation
        url: https://support.wealthfront.com/hc/en-us/articles/115000311663-How-do-I-link-an-outside-account-to-Wealthfront
      - type: EngineeringBlog
        url: https://eng.wealthfront.com/2021/04/01/our-journey-to-a-generic-linking-platform/

  - aid: wealthfront:financial-planning-api
    name: Wealthfront Financial Planning API (Path)
    description: >
      Financial planning and retirement projection API powering Wealthfront's Path
      product. Aggregates linked external accounts, models retirement scenarios, and
      provides personalized projections for goals including home purchase, college
      savings (529 plans), and retirement. Leverages linked external account data
      to generate holistic financial plans.
    image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://www.wealthfront.com/
    baseURL: https://www.wealthfront.com
    tags:
      - Financial Planning
      - Retirement Planning
      - Path
      - College Savings
      - 529 Plans
    properties:
      - type: Documentation
        url: https://www.wealthfront.com/
      - type: Plans
        url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/plans/plans.yml

common:

  - type: Plans
    url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/plans/plans.yml

  - type: RateLimits
    url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/rate-limits/rate-limits.yml

  - type: FinOps
    url: https://raw.githubusercontent.com/api-evangelist/wealthfront/refs/heads/main/finops/finops.yml

  - type: Website
    url: https://www.wealthfront.com

  - type: EngineeringBlog
    url: https://eng.wealthfront.com

  - type: GitHub
    url: https://github.com/wealthfront

  - type: Pricing
    url: https://www.wealthfront.com/pricing

  - type: Blog
    url: https://www.wealthfront.com/blog

  - type: Support
    url: https://support.wealthfront.com

  - type: Contact
    url: https://www.wealthfront.com/contact-us

  - type: Research
    url: https://research.wealthfront.com

  - type: Security
    url: https://www.wealthfront.com/security

  - type: TermsOfService
    url: https://www.wealthfront.com/legal

  - type: PrivacyPolicy
    url: https://www.wealthfront.com/privacy

maintainers:

  - FN: Kin Lane
    email: [email protected]