Stitch
Stitch is an open banking and payments API platform providing unified access to financial data and payment rails across banks and financial institutions in Africa, primarily South Africa and Nigeria. Stitch enables businesses to accept payments via multiple channels, access bank account data, and issue disbursements through a single GraphQL API.
APIs
Stitch GraphQL API
The core Stitch API using GraphQL, available at api.stitch.money/graphql. Follows the Relay Server Specification for pagination. Supports all Stitch products including pay-ins, ...
Stitch Pay By Bank
Stitch Pay By Bank enables merchants to accept instant bank transfer payments directly from customers' bank accounts in South Africa and Nigeria.
Stitch Capitec Pay
Stitch integration with Capitec Bank's Capitec Pay payment method, enabling customers to pay via Capitec mobile banking.
Stitch Card Payments
Stitch card payment processing enabling businesses to accept debit and credit card payments through the Stitch unified platform.
Stitch DebiCheck
Stitch DebiCheck integration providing authenticated debit orders for recurring payment collection in South Africa.
Stitch Manual EFT
Stitch Manual EFT (Electronic Funds Transfer) enabling customers to pay via standard bank EFT with Stitch's streamlined reference management.
Stitch Disbursements
Stitch Disbursements (Payouts) API enabling businesses to programmatically send funds to bank accounts, enabling mass payments, refunds, and marketplace disbursements.
Capabilities
Stitch Open Banking and Payments
Unified open banking and payments workflow for African fintech applications. Combines pay-in payment initiation, bank account data access, and outbound disbursements into a sing...
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