Sardine

aid: sardine-ai
url: https://raw.githubusercontent.com/api-evangelist/sardine-ai/refs/heads/main/apis.yml
apis:
- aid: sardine-ai:sardine-customer-api
  name: Sardine Customer API
  tags:
  - Fraud
  - Risk
  - KYC
  - AML
  - Identity
  - Onboarding
  humanURL: https://docs.sardine.ai
  properties:
  - url: https://docs.sardine.ai/guides/public/risk/account-risk/account-risk
    type: Documentation
  - url: https://docs.sardine.ai/guides/public/risk/account-risk/kyb
    type: Documentation
  - url: https://docs.sardine.ai/guides/public/getting-started/apiaccess
    type: Documentation
  description: Submit customer profile and onboarding signals (KYC, KYB, document verification, sanctions/PEP
    screening, identity fraud, synthetic ID detection, behavioral biometrics, device intelligence) and receive a
    real-time risk decision. The Customer API is the primary onboarding surface used by banks, fintechs, crypto
    exchanges, and marketplaces to verify individuals and businesses globally. Full API reference is gated behind
    sandbox access at docs.sardine.ai.
- aid: sardine-ai:sardine-device-api
  name: Sardine Device Intelligence API
  tags:
  - Device Intelligence
  - Behavioral Biometrics
  - Fraud
  - Account Takeover
  - Bot Detection
  humanURL: https://docs.sardine.ai
  properties:
  - url: https://docs.sardine.ai/guides/public/getting-started/what-powers-sardine
    type: Documentation
  - url: https://docs.sardine.ai/guides/public/risk/account-risk/account-takeover
    type: Documentation
  description: Capture device, network, and behavioral signals from web, iOS, and Android SDKs and resolve them
    to a Sardine device session for downstream scoring. Powers account takeover protection, bot detection,
    deepfake/synthetic identity flags, and policy abuse prevention. Sardine reports having profiled 5.4B+ devices
    across its consortium.
- aid: sardine-ai:sardine-transaction-api
  name: Sardine Transaction API
  tags:
  - Transaction Monitoring
  - AML
  - Payments
  - Fraud
  - Chargebacks
  humanURL: https://docs.sardine.ai
  properties:
  - url: https://docs.sardine.ai/guides/public/risk/funding-risk/funding-risk
    type: Documentation
  - url: https://docs.sardine.ai/guides/public/risk/funding-risk/ach-indemnification
    type: Documentation
  - url: https://docs.sardine.ai/guides/public/risk/funding-risk/card-indemnification
    type: Documentation
  - url: https://docs.sardine.ai/guides/public/risk/transaction-monitoring/transaction-monitoring
    type: Documentation
  description: Submit payment, ACH, wire, card, and crypto transactions for real-time fraud scoring and AML
    transaction monitoring. Backs Sardine's card chargeback guarantee program and ACH indemnification for
    unauthorized returns (R05, R07, R10, R11, R29). Sardine reports having screened $1.3T+ in payments.
- aid: sardine-ai:sardine-issuing-api
  name: Sardine Issuing API
  tags:
  - Card Issuing
  - Fraud
  - Payments
  - Authorization
  humanURL: https://docs.sardine.ai
  properties:
  - url: https://docs.sardine.ai/guides/public/risk/card-spending-risk/card-spending
    type: Documentation
  description: Real-time card authorization fraud scoring for card issuers. Returns an approve/decline/step-up
    recommendation on each authorization event using Sardine's issuer-specific ML models and configurable rules.
    Tracked as a separate service surface on the Sardine status page.
- aid: sardine-ai:sardine-crypto-api
  name: Sardine Crypto API
  tags:
  - Crypto
  - Travel Rule
  - AML
  - Compliance
  - Wallet Screening
  humanURL: https://docs.sardine.ai
  properties:
  - url: https://docs.sardine.ai/guides/public/risk/overview
    type: Documentation
  description: Crypto-specific risk and compliance APIs covering wallet screening, on-chain attribution, and
    Travel Rule messaging for VASPs (Virtual Asset Service Providers). Tracked as Crypto APIs and Crypto Web on
    the Sardine status page.
- aid: sardine-ai:sardine-case-management-api
  name: Sardine Case Management API
  tags:
  - Case Management
  - Investigations
  - AML
  - Fraud Ops
  - Agentic
  humanURL: https://docs.sardine.ai
  properties:
  - url: https://docs.sardine.ai/guides/public/risk/transaction-monitoring/transaction-monitoring
    type: Documentation
  description: Programmatic access to Sardine's unified case management surface for fraud and AML
    investigations. Cases are routed through Sardine's "atomic agents" — OSINT search, data analysis,
    transaction monitoring, business due diligence, and sanctions screening agents — to compress investigation
    time from days to minutes. Backs the Agentic AML Ops and Agentic Fraud Ops products.
name: Sardine
tags:
- Fraud Prevention
- AML
- Compliance
- KYC
- KYB
- Identity Verification
- Transaction Monitoring
- Device Intelligence
- Behavioral Biometrics
- Risk
- Financial Crime
- Agentic AI
- Fintech
kind: contract
image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
access: 3rd-Party
common:
- url: https://www.sardine.ai
  type: Portal
- url: https://docs.sardine.ai
  type: Documentation
- url: https://docs.sardine.ai/llms.txt
  name: Sardine Docs LLMs.txt Index
  type: Documentation
- url: https://docs.sardine.ai/home
  name: Sardine Docs Home
  type: Documentation
- url: https://docs.sardine.ai/guides/public/getting-started/getting-started
  name: Getting Started With Risk
  type: GettingStarted
- url: https://docs.sardine.ai/guides/public/getting-started/apiaccess
  name: Get Full Documentation Access
  type: Documentation
- url: https://docs.sardine.ai/guides/public/getting-started/integration-overview
  name: Integration Overview
  type: Documentation
- url: https://docs.sardine.ai/guides/public/getting-started/what-powers-sardine
  name: What Powers Sardine
  type: Documentation
- url: https://docs.sardine.ai/guides/public/getting-started/how-sardine-bills
  name: How Sardine Bills
  type: Documentation
- url: https://docs.sardine.ai/guides/public/getting-started/common-risk-problems
  name: Common Risk Problems
  type: Documentation
- url: https://docs.sardine.ai/guides/public/risk/overview
  name: Risk Categories Overview
  type: Documentation
- url: https://docs.sardine.ai/guides/public/risk/account-risk/account-risk
  name: Identity Fraud, KYC and AML
  type: Documentation
- url: https://docs.sardine.ai/guides/public/risk/account-risk/account-takeover
  name: Account Takeover
  type: Documentation
- url: https://docs.sardine.ai/guides/public/risk/account-risk/kyb
  name: Business Verification (KYB)
  type: Documentation
- url: https://docs.sardine.ai/guides/public/risk/business-risk/about-business-risk
  name: Business Risk Operating System
  type: Documentation
- url: https://docs.sardine.ai/guides/public/risk/card-spending-risk/card-spending
  name: Issued Card Fraud
  type: Documentation
- url: https://docs.sardine.ai/guides/public/risk/funding-risk/funding-risk
  name: Payment Fraud
  type: Documentation
- url: https://docs.sardine.ai/guides/public/risk/funding-risk/ach-indemnification
  name: ACH Indemnification
  type: Documentation
- url: https://docs.sardine.ai/guides/public/risk/funding-risk/card-indemnification
  name: Card Chargeback Guarantee
  type: Documentation
- url: https://docs.sardine.ai/guides/public/risk/transaction-monitoring/transaction-monitoring
  name: Transaction Monitoring
  type: Documentation
- url: https://status.sardine.ai
  name: Sardine Status
  type: StatusPage
- url: https://security.sardine.ai
  name: Sardine Security Portal
  type: TrustCenter
- url: https://www.sardine.ai/contact
  name: Contact Sardine
  type: Support
- url: mailto:[email protected]
  name: Risk Support Email
  type: Support
- url: https://www.sardine.ai/about
  name: About Sardine
  type: AboutUs
- url: https://www.sardine.ai/customers
  name: Sardine Customers
  type: CustomerCaseStudies
- url: https://www.sardine.ai/blog
  type: Blog
- url: https://www.sardine.ai/careers
  type: Careers
- url: https://www.linkedin.com/company/sardine-ai
  type: LinkedIn
- url: https://x.com/sardine
  type: Twitter
- url: https://github.com/sardine-ai
  type: GitHubOrganization
- url: https://github.com/sardine-ai/openapi-mcp-server
  name: Sardine OpenAPI MCP Server
  type: Tool
- url: https://github.com/sardine-ai/mcp-server-manager
  name: Sardine MCP Server Manager
  type: Tool
- url: https://github.com/sardine-ai/chronon
  name: Chronon (data platform for AI/ML)
  type: Tool
- url: https://github.com/sardine-ai/mintlify-docs
  name: Sardine Mintlify Docs Source
  type: Documentation
- url: https://www.sardine.ai/pricing
  name: Pricing (contact sales)
  type: Pricing
- type: Features
  data:
  - Agentic AML Ops — atomic agents for OSINT, data analysis, business due diligence, and sanctions screening
    compress investigations from days to minutes
  - Agentic Fraud Ops — agent-assisted review of fraud alerts with audit-ready outputs
  - Global KYC and Global KYB onboarding with sanctions and PEP screening
  - Identity Verification including document verification, synthetic ID detection, and deepfake detection
  - Device Intelligence and Behavioral Biometrics SDKs for web, iOS, and Android (5.4B+ devices profiled)
  - Real-time payment fraud detection across card, ACH, wire, and crypto rails ($1.3T+ payments screened)
  - Card Chargeback Guarantee Program with liability protection on covered transactions
  - ACH Indemnification covering unauthorized returns (R05, R07, R10, R11, R29)
  - Issued Card Fraud protection with real-time authorization scoring for card issuers
  - Transaction Monitoring for AML compliance with behavioral profiling and customer risk rating
  - Sanctions Screening and Customer Risk Rating
  - Case Management with unified queues across fraud, AML, credit, and operations
  - Sonar — cross-industry fraud intelligence consortium
  - Connection Graph for relationship and ring-detection across customers, devices, and accounts
  - Rules Engine plus ML models with configurable scoring per use case
  - Bot Detection, Account Takeover Protection, Policy Abuse Prevention, Refund Fraud Detection
  - Job Applicant Fraud Detection
  - Sponsor Banking Risk Management for BaaS sponsor banks
  - Credit Underwriting tools and bank/cash flow verification
  - Crypto compliance APIs including wallet screening and Travel Rule
  - 400+ enterprise customers including FIS, GoDaddy, Intuit, Nubank, Coastal, Experian, Kalshi, Ascensus,
    Gusto, Deel, Novo, bunq, Prezzee, Raise, SeatGeek, ZoomInfo, LHV, Whop, First Federal Bank of Kansas City
  - Investors include Andreessen Horowitz, Visa, Experian, Google Ventures, FIS, Activant Capital, Moody's
    Analytics, Geodesic Capital, Nyca Partners, Cross Creek Advisors, XYZ Venture Capital, NA Ventures
    (~$170M total raised)
  - 4.9/5 G2 rating
  sources:
  - https://www.sardine.ai
  - https://docs.sardine.ai/llms.txt
  - https://status.sardine.ai
  - https://www.sardine.ai/about
  - https://www.sardine.ai/customers
  updated: '2026-05-25'
created: '2026-05-25T00:00:00.000Z'
modified: '2026-05-25'
position: Consuming
description: Sardine is a San Francisco-based fraud prevention, AML compliance, and risk management platform
  for fintechs, banks, marketplaces, and crypto VASPs. It unifies onboarding (KYC, KYB, document and bank
  verification), device intelligence and behavioral biometrics, payment and card fraud scoring, AML transaction
  monitoring, sanctions screening, and case management into a single risk operating system. Sardine's "agentic"
  layer applies atomic agents (OSINT, data analysis, transaction monitoring, business due diligence, sanctions
  screening) to compress investigation time from days to minutes, while Sonar provides cross-industry fraud
  intelligence across the consortium. The platform serves 400+ enterprise customers including FIS, GoDaddy,
  Intuit, Nubank, Novo, and bunq, has screened $1.3T+ in payments, and profiled 5.4B+ devices. Sardine has
  raised ~$170M from Andreessen Horowitz, Visa, Experian, Google Ventures, FIS, and others. Public docs cover
  the risk landscape and integration overview; full API reference, SDKs, and sandbox access are gated and
  require a Sardine account.
maintainers:
- FN: Kin Lane
  email: [email protected]
  X: apievangelist
  url: https://apievangelist.com
specificationVersion: '0.16'