Root Insurance

aid: root
name: Root Insurance
description: Root Insurance is a usage-based auto insurance company that prices policies primarily based on driving behavior captured via smartphone telematics. Root provides a REST API platform for insurers, MGAs, and distribution partners to build, embed, and operate insurance products — covering quoting, policy administration, claims processing, premium collections, and data management. The Root Bind API enables partners to embed auto insurance quoting and checkout directly into their applications.
image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
url: https://raw.githubusercontent.com/api-evangelist/root/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.19'
type: Index
tags:
  - Insurance
  - Auto Insurance
  - Telematics
  - Embedded Insurance
  - Policy Administration
  - Claims
  - Usage-Based Insurance
  - InsurTech
apis:
  - aid: root:root-platform-api
    name: Root Platform API
    description: The Root Platform REST API enables insurers, MGAs, and distribution partners to build and operate full insurance products. Capabilities include application management, quote generation, policy issuance and lifecycle management, claims processing, premium collections, policyholder management, webhooks, and data exports.
    image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://docs.rootplatform.com/docs/overview
    baseURL: https://api.rootplatform.com/
    tags:
      - Insurance Platform
      - Policy Management
      - Claims
      - Quotes
      - Collections
      - Webhooks
    properties:
      - type: Documentation
        url: https://docs.rootplatform.com/docs/overview
      - type: OpenAPI
        url: https://api.rootplatform.com/v1/docs/insurance/openapi
      - type: Authentication
        url: https://docs.rootplatform.com/reference/getting-started-1
      - type: Sandbox
        url: https://sandbox.rootplatform.com/
      - type: StatusPage
        url: https://status.rootplatform.com/

  - aid: root:root-bind-api
    name: Root Bind API
    description: The Root Bind API enables distribution partners to embed auto insurance quoting, checkout, and servicing within their own applications. Supports both a hosted experience (Root-managed checkout) and a fully embedded experience where partners control the entire customer journey through Root's APIs.
    image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://root-bind-api.readme.io/docs/embedded-insurance-101
    baseURL: https://production.joinroot.com/bind_api/v3/
    tags:
      - Embedded Insurance
      - Auto Insurance
      - Quote and Bind
      - Partner API
      - Telematics
    properties:
      - type: Documentation
        url: https://root-bind-api.readme.io/docs/getting-started
      - type: GettingStarted
        url: https://root-bind-api.readme.io/docs/getting-started
      - type: Sandbox
        url: https://sandbox.joinroot.com/bind_api/v3/

common:
  - type: Website
    url: https://www.joinroot.com/
  - type: Documentation
    url: https://docs.rootplatform.com/
  - type: GitHubOrg
    url: https://github.com/Root-App
  - type: LinkedIn
    url: https://www.linkedin.com/company/rootinsurance
  - type: Blog
    url: https://blog.joinroot.com/
  - type: Pricing
    url: https://rootplatform.com/plans
  - type: StatusPage
    url: https://status.rootplatform.com/
  - type: X
    url: https://x.com/joinroot
  - type: Plans
    url: plans/root-plans-pricing.yml
  - type: RateLimits
    url: rate-limits/root-rate-limits.yml
  - type: FinOps
    url: finops/root-finops.yml
maintainers:
  - FN: Kin Lane
    email: [email protected]