Plaid

Plaid is a financial technology company that provides an API platform for businesses to connect with user's financial accounts and facilitate transactions. Plaid's technology enables applications to securely access and authenticate user banking information, allowing them to offer services such as bank account verification, payment initiation, and personal finance management. By acting as the interface between financial institutions and third-party platforms, Plaid streamlines the process of integrating financial data into software applications, enabling businesses to create innovative and user-friendly financial products.
39 APIs 16 Features
Bank AccountsFinancial
Income API for income verification
Transactions API with /sync cursor for incremental pulls (~$0.45/call)
Balance API for real-time balance check (~$0.10/call)
Investments, Liabilities, Assets, Statements products
Plaid Link prebuilt UI for OAuth bank connection
12,000+ supported financial institutions
Sandbox environment with synthetic data
Default 100 req/day/Item rate limit
Webhooks for transaction updates and item events
Pay-as-you-go default; Growth tier with discounts and SSO
Custom contracts $1k-$10k+/month with 30-50% volume discounts at scale
Plaid Beacon for fraud network signals
Plaid Transfer for ACH payment initiation
Plaid Signal for ACH risk scoring
Resources

Postman Collection
Sources

aid: plaid
url: https://raw.githubusercontent.com/api-evangelist/plaid/refs/heads/main/apis.yml
apis:
  - aid: plaid:plaid-asset-report-api
    name: Plaid Asset Report API
    tags:
      - Assets
      - Audit
      - Copy
      - Credit
      - Endpoints
      - Filter
      - Format
      - Freddie
      - PDF
      - Refresh
      - Reports
    score: 428
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/products/assets/
    overlays:
      - url: overlays/plaid-asset-report--openapi-search.yml
        type: OpenAPI
      - url: overlays/plaid-asset-report--openapi-api-evangelist-ratings.yml
        type: API Evangelist Ratings
    properties:
      - url: openapi/plaid-asset-report--openapi-original.yml
        type: OpenAPI
      - url: https://plaid.com/docs/api/products/assets/
        type: Documentation
    description: Plaid Asset Report API is a powerful tool that allows users to access detailed information
      on their financial assets and liabilities. By aggregating data from various financial institutions,
      the API provides a comprehensive overview of an individual's financial standing, including account
      balances, transaction history, and asset allocation. This data can be invaluable for individuals
      looking to track their financial health, make informed investment decisions, or plan for future
      expenses. With the Plaid Asset Report API, users can quickly and securely access their financial
      information in real-time, allowing for greater insight and control over their financial well-being.
  - aid: plaid:plaid-base-report-api
    name: Plaid Base Report API
    tags:
      - Accounts
      - Applicants
      - Applications
      - Bank
      - Base
      - Cash
      - CRA
      - Data
      - Decisions
      - Flows
      - Income
      - Information
      - Insights
      - Loan
      - Loans
      - Partners
      - Register
      - Reports
      - Unregister
      - Used
      - Verification
    score: 213
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/check/api/
    overlays:
      - url: overlays/plaid-cra--openapi-search.yml
        type: OpenAPI
      - url: overlays/plaid-cra--openapi-api-evangelist-ratings.yml
        type: API Evangelist Ratings
    properties:
      - url: openapi/plaid-cra--openapi-original.yml
        type: OpenAPI
    description: The Plaid Base Report API is a tool that allows users to access and analyze detailed
      financial data from various sources, such as bank accounts, credit cards, and investment accounts.
      This API provides a comprehensive overview of an individual's financial transactions and balances,
      allowing users to track their spending habits, monitor their financial health, and make informed
      decisions about their financial future. With the Plaid Base Report API, users can securely and efficiently
      access their financial information in one centralized location, making it easier to manage and optimize
      their financial well-being.
  - aid: plaid:plaid-consumer-report-api
    name: Plaid Consumer Report API
    tags: []
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/check/api/
    overlays:
      - url: overlays/plaid-consumer-report-pdf-get--openapi-search.yml
        type: OpenAPI
    properties:
      - url: openapi/plaid-consumer-report-pdf-get--openapi-original.yml
        type: OpenAPI
    description: The Plaid Consumer Report API allows businesses to access detailed financial data about
      their customers in order to make more informed decisions. By connecting to customers' bank accounts
      and credit card accounts, the API provides real-time insights into their spending habits, credit
      history, and overall financial health. This valuable information can be used to personalize offerings,
      assess credit risk, and improve customer experiences. With the Plaid Consumer Report API, businesses
      can gain a comprehensive understanding of their customers' financial profiles, enabling them to
      tailor products and services to better meet their needs.
  - aid: plaid:plaid-statements-api
    name: Plaid Statements API
    tags:
      - Associated
      - Data
      - Download
      - Items
      - Refresh
      - Single
      - Statements
    score: 155
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/products/statements/
    overlays:
      - url: overlays/plaid-statements--openapi-search.yml
        type: OpenAPI
      - url: overlays/plaid-statements--openapi-api-evangelist-ratings.yml
        type: API Evangelist Ratings
    properties:
      - url: openapi/plaid-statements--openapi-original.yml
        type: OpenAPI
      - url: https://plaid.com/docs/api/products/statements/
        type: Documentation
    description: Plaid Statements API allows developers to access and retrieve bank statement data from
      their users' bank accounts. This data includes information such as transaction history, account
      balances, and pending transactions. By integrating with the Plaid Statements API, developers can
      offer their users a comprehensive and real-time view of their financial transactions, making it
      easier for them to track their spending, budget effectively, and manage their money more efficiently.
      Additionally, Plaid's robust security measures ensure that sensitive financial information is securely
      transmitted and protected.
  - aid: plaid:plaid-item-api
    name: Plaid Item API
    tags:
      - Access
      - Access Token
      - Accounts
      - Activity
      - Applications
      - Ate
      - Connected
      - Consent
      - Errors
      - Events
      - Exchange
      - Fire
      - Force
      - Historical
      - Import
      - Inval
      - Invalidate
      - Items
      - Login
      - Logs
      - Public
      - Reset
      - Sandbox
      - Scopes
      - Sets
      - States
      - Status
      - Tests
      - Tokens
      - Unlink
      - URL
      - User's
      - Users
      - Verification
      - Webhooks
    score: 760
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/items/
    overlays:
      - url: overlays/plaid-item--openapi-search.yml
        type: OpenAPI
      - url: overlays/plaid-item--openapi-api-evangelist-ratings.yml
        type: API Evangelist Ratings
    properties:
      - url: openapi/plaid-item--openapi-original.yml
        type: OpenAPI
      - url: https://plaid.com/docs/api/items/
        type: Documentation
    description: The Plaid Item API is a tool that allows developers to retrieve detailed information
      about a user's financial accounts and transactions. By connecting to a user's bank or credit card
      account through Plaid's platform, developers can access real-time data such as account balances,
      transaction history, and account details. This information can then be used to build tailored financial
      apps and services, provide personalized insights and recommendations, and streamline the overall
      financial management process for users. The Plaid Item API also offers advanced security features,
      ensuring that sensitive financial data is protected and secure.
  - aid: plaid:plaid-application-api
    name: Plaid Application API
    tags: []
    score: 295
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/items/
    overlays:
      - url: overlays/plaid-application--openapi-search.yml
        type: OpenAPI
      - url: overlays/plaid-application--openapi-api-evangelist-ratings.yml
        type: API Evangelist Ratings
    properties:
      - url: openapi/plaid-application--openapi-original.yml
        type: OpenAPI
      - url: https://plaid.com/docs/api/items/
        type: Documentation
    description: The Plaid Application API is a financial technology tool that allows developers to easily
      access and integrate with a wealth of financial data and services. This API helps developers build
      applications that can securely connect to users' bank accounts, verify account information, authenticate
      transactions, and more. By leveraging the Plaid API, developers can create custom financial solutions
      that improve user experience, streamline processes, and enhance overall security. Overall, the Plaid
      Application API is a powerful tool for driving innovation and efficiency in the financial technology
      space.
  - aid: plaid:plaid-profile-api
    name: Plaid Profile API
    tags: []
    score: 218
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/
    overlays:
      - url: overlays/plaid-profile--openapi-search.yml
        type: OpenAPI
      - url: overlays/plaid-profile--openapi-api-evangelist-ratings.yml
        type: API Evangelist Ratings
    properties:
      - url: openapi/plaid-profile--openapi-original.yml
        type: OpenAPI
      - url: https://plaid.com/docs/
        type: Documentation
    description: Plaid Profile API is a tool that allows developers to securely access detailed information
      about their users' financial profiles. By integrating this API into their applications, developers
      can retrieve data such as account balances, transaction history, income, and spending habits in
      a quick and efficient manner. This information can then be used to provide personalized financial
      services, recommendations, and insights to users. With Plaid Profile API, developers can streamline
      the onboarding process for new users, improve the user experience, and offer more tailored financial
      solutions.
  - aid: plaid:plaid-auth-api
    name: Plaid Auth API
    tags: []
    score: 218
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/products/auth/
    overlays:
      - url: overlays/plaid-auth--openapi-search.yml
        type: OpenAPI
      - url: overlays/plaid-auth--openapi-api-evangelist-ratings.yml
        type: API Evangelist Ratings
    properties:
      - url: openapi/plaid-auth--openapi-original.yml
        type: OpenAPI
      - url: https://plaid.com/docs/api/products/auth/
        type: Documentation
    description: Plaid Auth API is a powerful tool that allows developers to securely access and retrieve
      financial data from users bank accounts. By integrating with this API, developers can streamline
      the account verification process and provide a seamless user experience. The API handles the authentication
      process and retrieves transaction history, account balances, and other financial information in
      a secure and compliant manner. This enables developers to build innovative financial applications,
      such as budgeting tools, payment solutions, and personalized financial advice services. Plaid Auth
      API helps developers to securely access and leverage financial data, ultimately enhancing the capabilities
      of their applications and delivering valuable insights to users.
  - aid: plaid:plaid-transactions-api
    name: Plaid Transactions API
    tags: []
    score: 1113
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/products/transactions/
    overlays:
      - url: overlays/plaid-transactions--openapi-search.yml
        type: OpenAPI
      - url: overlays/plaid-transactions--openapi-api-evangelist-ratings.yml
        type: API Evangelist Ratings
    properties:
      - url: openapi/plaid-transactions--openapi-original.yml
        type: OpenAPI
      - url: https://plaid.com/docs/api/products/transactions/
        type: Documentation
    description: Plaid Transactions API is a powerful tool that allows developers to access detailed,
      clean, and categorized transaction data from users' financial accounts in real-time. By integrating
      with Plaid Transactions API, businesses can offer their customers a seamless and streamlined experience,
      as well as gain valuable insights into their spending habits and financial health. With robust security
      features and compliance measures in place, Plaid Transactions API ensures that sensitive financial
      information is kept safe and protected. Overall, Plaid Transactions API is a game-changer for businesses
      looking to optimize their financial services and provide personalized, data-driven experiences for
      their customers.
  - aid: plaid:plaid-institutions-api
    name: Plaid Institutions API
    tags: []
    score: 278
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/institutions/
    overlays:
      - url: overlays/plaid-institutions--openapi-search.yml
        type: OpenAPI
      - url: overlays/plaid-institutions--openapi-api-evangelist-ratings.yml
        type: API Evangelist Ratings
    properties:
      - url: openapi/plaid-institutions--openapi-original.yml
        type: OpenAPI
      - url: https://plaid.com/docs/api/institutions/
        type: Documentation
    description: Plaid Institutions API is a tool designed to make it easier for developers to integrate
      financial institutions into their applications. By using this API, developers can access data from
      thousands of financial institutions, allowing users to securely connect their accounts, view balances
      and transaction history, and perform other financial tasks within the app. This API simplifies the
      process of working with multiple financial institutions, enabling developers to create more comprehensive
      and user-friendly financial applications. Additionally, Plaid Institutions API offers robust security
      measures to protect users' sensitive financial information, ensuring peace of mind for both developers
      and users.
  - aid: plaid:plaid-categories-api
    name: Plaid Categories API
    tags: []
    score: 44
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/products/transactions/#categoriesget
    overlays:
      - url: overlays/plaid-categories--openapi-search.yml
        type: OpenAPI
      - url: overlays/plaid-categories--openapi-api-evangelist-ratings.yml
        type: API Evangelist Ratings
    properties:
      - url: openapi/plaid-categories--openapi-original.yml
        type: OpenAPI
      - url: https://plaid.com/docs/api/products/transactions/
        type: Documentation
    description: The Plaid Categories API is a tool that provides developers with access to a comprehensive
      list of financial categories that can be used to classify transactions. This API allows users to
      categorize transactions by different types such as groceries, entertainment, bills, and more. By
      utilizing the Plaid Categories API, developers can access and organize transaction data in a more
      efficient and accurate manner, ultimately leading to better insights into spending habits and financial
      management. This tool can be especially useful for fintech companies, budgeting apps, and personal
      finance tools looking to provide users with detailed and meaningful financial data.
  - aid: plaid:plaid-sandbox-api
    name: Plaid Sandbox API
    tags: []
    score: 635
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/sandbox/
    overlays:
      - url: overlays/plaid-sandbox--openapi-search.yml
        type: OpenAPI
      - url: overlays/plaid-sandbox--openapi-api-evangelist-ratings.yml
        type: API Evangelist Ratings
    properties:
      - url: openapi/plaid-sandbox--openapi-original.yml
        type: OpenAPI
      - url: https://plaid.com/docs/sandbox/
        type: Documentation
    description: The Plaid Sandbox API is a tool that allows developers to easily test and experiment
      with the Plaid platform in a simulated environment. This API enables users to create and access
      fake financial accounts, transactions, and user profiles, allowing them to simulate real-world scenarios
      and interactions with the Plaid API. By using the Sandbox API, developers can quickly build and
      test applications that interact with financial data without the need for live, sensitive information.
      This API provides a safe and secure way for developers to familiarize themselves with the Plaid
      platform and streamline the development process.
  - aid: plaid:plaid-accounts-api
    name: Plaid Accounts API
    tags:
      - Accounts
      - Balance
      - Data
      - Real Time
    score: 66
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/accounts/
    overlays:
      - url: overlays/plaid-accounts--openapi-search.yml
        type: OpenAPI
      - url: overlays/plaid-accounts--openapi-api-evangelist-ratings.yml
        type: API Evangelist Ratings
    properties:
      - url: openapi/plaid-accounts--openapi-original.yml
        type: OpenAPI
      - url: https://plaid.com/docs/api/accounts/
        type: Documentation
    description: Plaid Accounts API is a financial technology tool that enables developers to securely
      access and retrieve detailed information about a user's banking and financial accounts. By integrating
      with Plaid's API, developers can streamline the process of verifying account ownership, account
      balances, transaction history, and other essential financial data. This enables developers to build
      innovative new financial applications, services, and experiences that can help users better manage
      their money and make more informed financial decisions. Plaid Accounts API offers a robust and reliable
      solution for connecting with various financial institutions and retrieving accurate and up-to-date
      account information in a secure and efficient manner.
  - aid: plaid:plaid-entity-api-delete
    name: Plaid Entity API - DELETE
    tags: []
    overlays:
      - url: overlays/plaid-identity--openapi-search.yml
        type: OpenAPI
    properties:
      - url: openapi/plaid-identity--openapi-original.yml
        type: OpenAPI
    description: Needs description.
  - aid: plaid:plaid-dashboard-user-api
    name: Plaid Dashboard User API
    tags:
      - Dashboard
      - Users
    score: 58
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/account/activity/
    overlays:
      - url: overlays/plaid-dashboard-user--openapi-search.yml
        type: OpenAPI
      - url: overlays/plaid-dashboard-user--openapi-api-evangelist-ratings.yml
        type: API Evangelist Ratings
    properties:
      - url: openapi/plaid-dashboard-user--openapi-original.yml
        type: OpenAPI
      - url: https://plaid.com/docs/account/activity/
        type: Documentation
    description: The Plaid Dashboard User API is designed to provide users with comprehensive access to
      their financial data from various institutions in one centralized location. By connecting to multiple
      financial accounts, the API allows users to view a holistic picture of their finances, including
      account balances, transaction history, and spending patterns. This information can be used to track
      expenses, set budgeting goals, and better understand overall financial health. Additionally, the
      API provides real-time updates and notifications to keep users informed of any changes or trends
      in their financial situation. Overall, the Plaid Dashboard User API offers a convenient and secure
      way for individuals to manage and optimize their financial well-being.
  - aid: plaid:plaid-entity-verification-api
    name: Plaid Entity Verification API
    tags:
      - Autofill
      - Entities
      - Identity
      - Retry
      - Verification
      - Verifications
    score: 122
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/products/identity-verification/
    overlays:
      - url: overlays/plaid-identity-verification--openapi-search.yml
        type: OpenAPI
      - url: '

          overlays/plaid-identity-verification--openapi-api-evangelist-ratings.yml'
        type: API Evangelist Ratings
    properties:
      - url: openapi/plaid-identity-verification--openapi-original.yml
        type: OpenAPI
    description: Plaid Entity Verification API is a powerful tool that allows businesses to verify the
      identity and ownership of individuals or entities with ease. With this API, companies can quickly
      and securely verify important information such as names, addresses, and account ownership to ensure
      the legitimacy of their customers. By leveraging Plaid's extensive network of financial institutions
      and data sources, businesses can streamline their verification processes, reduce fraud, and enhance
      the overall security of their operations. This API provides a seamless and efficient solution for
      businesses looking to enhance their risk management practices and build trust with their customers.
  - aid: plaid:plaid-watchlist-screening-api
    name: Plaid Watchlist Screening API
    tags:
      - Entities
      - History
      - Hit
      - Hits
      - Indiv
      - Individual
      - Person
      - Program
      - Programs
      - Reviews
      - Screening
      - Screenings
      - Ual
      - Watchlist
    score: 440
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/products/monitor/
    overlays:
      - url: overlays/plaid-watchlist-screening--openapi-search.yml
        type: OpenAPI
      - url: overlays/plaid-watchlist-screening--openapi-api-evangelist-ratings.yml
        type: API Evangelist Ratings
    properties:
      - url: openapi/plaid-watchlist-screening--openapi-original.yml
        type: OpenAPI
    description: Plaid Watchlist Screening API is a tool that helps companies comply with regulations
      by screening individuals and entities against various watchlists and sanctions lists. This API allows
      businesses to easily check if a customer or transaction is associated with any known criminal or
      illicit activities, helping them mitigate risks and ensure they are not inadvertently doing business
      with sanctioned individuals or entities. The API is easy to integrate into existing systems and
      provides real-time results, allowing businesses to make informed decisions quickly and efficiently.
      Overall, Plaid Watchlist Screening API helps companies maintain compliance and uphold their reputation
      by reducing the potential for illegal activity.
  - aid: plaid:plaid-beacon-api
    name: Plaid Beacon API
    tags:
      - Accounts
      - Bank
      - Beacon
      - Data
      - Duplicate
      - Evaluate
      - History
      - Identity
      - Reports
      - Reviews
      - Risk
      - Syndication
      - Syndications
      - Users
    score: 279
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/products/beacon/
    overlays:
      - url: overlays/plaid-beacon--openapi-search.yml
        type: OpenAPI
      - url: overlays/plaid-beacon--openapi-api-evangelist-ratings.yml
        type: API Evangelist Ratings
    properties:
      - url: openapi/plaid-beacon--openapi-original.yml
        type: OpenAPI
      - url: https://plaid.com/docs/api/products/beacon/
        type: Documentation
    description: Plaid Beacon API is a powerful tool that allows developers to securely access and share
      financial data with authorized third parties. By integrating this API into their applications, businesses
      can streamline their financial processes, improve customer experiences, and enhance data security.
      With Plaid Beacon API, developers can easily connect to a variety of financial institutions, retrieve
      account balances and transaction histories, verify account ownership, and automate financial tasks
      such as payments and transfers. This API empowers businesses to leverage financial data in innovative
      ways, enabling them to make more informed decisions and provide personalized services to their customers.
  - aid: plaid:plaid-processor-api
    name: Plaid Processor API
    tags:
      - Access
      - Accounts
      - ACH
      - Apex
      - Associated
      - Authentication
      - Balance
      - Bank
      - Controls
      - Data
      - Decision
      - Entities
      - Evaluate
      - Fetch
      - Identity
      - Incremental
      - Initiated
      - Liabilities
      - Match
      - Opt In
      - Permissions
      - Planned
      - Prepare
      - Processor
      - Processor's
      - Products
      - Recurring
      - Refresh
      - Reports
      - Scores
      - Sets
      - Signals
      - Streams
      - Stripe
      - Sync
      - Token's
      - Tokens
      - Transactions
      - Transfers
      - URL
      - Webhooks
      - Whether
    score: 529
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/processor-partners/
    overlays:
      - url: overlays/plaid-processor--openapi-search.yml
        type: OpenAPI
      - url: overlays/plaid-processor--openapi-api-evangelist-ratings.yml
        type: API Evangelist Ratings
    properties:
      - url: openapi/plaid-processor--openapi-original.yml
        type: OpenAPI
      - url: https://plaid.com/docs/api/processor-partners/
        type: Documentation
    description: The Plaid Processor API is a powerful tool that allows developers to easily integrate
      and access financial data from thousands of financial institutions. By using the API, developers
      can retrieve transaction data, account balances, and other important financial information from
      users' accounts. This data can then be used to power a wide range of financial applications, from
      budgeting tools to personal finance management apps. The Plaid Processor API also provides developers
      with the ability to securely authenticate users' bank accounts and make seamless transfers between
      accounts. Overall, the Plaid Processor API simplifies the process of accessing and managing financial
      data, making it easier for developers to create innovative financial products and services.
  - aid: plaid:plaid-webhook-verification-api
    name: Plaid Webhook Verification API
    tags: []
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/webhooks/webhook-verification/
    overlays:
      - url: overlays/plaid-webhook-verification--openapi-search.yml
        type: OpenAPI
    properties:
      - url: openapi/plaid-webhook-verification--openapi-original.yml
        type: OpenAPI
      - url: https://plaid.com/docs/api/webhooks/webhook-verification/
        type: Documentation
    description: Plaid Webhook Verification API is a tool designed to help businesses verify the authenticity
      of webhook notifications sent by Plaid, a popular financial technology platform. This API allows
      businesses to confirm that the incoming webhook notifications are indeed from Plaid and have not
      been tampered with during transit. By verifying the signatures attached to the webhook notifications,
      businesses can ensure the integrity and security of their data and prevent potential fraud or unauthorized
      access to sensitive information. Additionally, the Plaid Webhook Verification API helps businesses
      maintain compliance with data protection regulations and build trust with their customers by providing
      a secure and reliable messaging system.
  - aid: plaid:plaid-liabilities-api
    name: Plaid Liabilities API
    tags:
      - Data
      - Liabilities
      - Processor
    score: 60
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/products/liabilities/
    overlays:
      - url: overlays/plaid-liabilities--openapi-search.yml
        type: OpenAPI
      - url: overlays/plaid-liabilities--openapi-api-evangelist-ratings.yml
        type: API Evangelist Ratings
    properties:
      - url: openapi/plaid-liabilities--openapi-original.yml
        type: OpenAPI
      - url: https://plaid.com/docs/api/products/liabilities/
        type: Documentation
    description: The Plaid Liabilities API is a financial tool that allows developers to access detailed
      information about a user's liabilities, such as credit card balances, loans, and other debts. By
      connecting with a user's financial accounts, the API can provide real-time updates on the status
      of their liabilities, including current balances, due dates, interest rates, and minimum payments.
      This information can help users better manage their debts and make more informed financial decisions.
      Additionally, developers can use the API to create innovative financial products and services that
      help users pay down their debts and improve their overall financial health.
  - aid: plaid:plaid-payment-initiation-api
    name: Plaid Payment Initiation API
    tags:
      - Consent
      - Details
      - Execute
      - Existing
      - Initiation
      - Payments
      - Recipient
      - Recipients
      - Reverse
      - Revoke
      - Single
      - Tokens
      - Using
    score: 275
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/products/payment-initiation/
    overlays:
      - url: overlays/plaid-payment-initiation--openapi-search.yml
        type: OpenAPI
      - url: overlays/plaid-payment-initiation--openapi-api-evangelist-ratings.yml
        type: API Evangelist Ratings
    properties:
      - url: openapi/plaid-payment-initiation--openapi-original.yml
        type: OpenAPI
      - url: https://plaid.com/docs/api/products/payment-initiation/
        type: Documentation
    description: The Plaid Payment Initiation API allows businesses to initiate payments directly from
      their customers' bank accounts, providing a seamless and convenient way to facilitate transactions.
      By leveraging Plaid's secure infrastructure and established connections with financial institutions,
      businesses can securely transfer funds between accounts without the need for manual input. This
      API streamlines the payment process, reduces transaction costs, and minimizes the risk of errors
      or delays. With Plaid Payment Initiation API, businesses can offer their customers a more user-friendly
      and efficient payment experience.
  - aid: plaid:plaid-beacon-api
    name: Plaid Beacon API
    tags:
      - Beacon
      - Data
      - History
      - Identity
      - Information
      - Reviews
      - Users
    score: 168
    baseURL: https://production.plaid.com
    humanURL: https://plaid.com/docs/api/products/beacon/
    overlays:
      - url: overlays/plaid-user--openapi-search.yml
        type: OpenAPI
      - url: overlays/plaid-user--openapi-api-evangelist-ratings.yml
        type: API Evangelist Ratings
    properties:
      - url: openapi/plaid-user--openapi-original.yml
        type: OpenAPI
      - url: https://plaid.com/docs/api/products/beacon/
        type: Documentation
    description: Plaid Beacon API is a powerful tool that allows developers to securely access and share
      financial data with authorized third parties. By integrating this API into their applications, businesses
      can streamline their financial processes, improve customer experiences, and enhance data security.
      With Plaid Beacon API, developers can easily connect to a variety of financial institutions, retrieve
      account balances and transaction histories, verify account ownership, and automate financial tasks
      such as payments and transfers. This API empowers businesses to leverage financial data in innovative
      ways, enabling them to make more informed decisions and provide personalized services to their customers.
  - aid: plaid:plaid-credit-api
    name: Plaid Credit API
    tags:
      - (Aka
      - (Beta)
      - (VOE)
      - Accounts
      - Assets
      - Assets),
      - Associated
      - Audit
      - Available
      - Bank
      - Beta
      - Checks
      - Clients
      - Configurations
      - Conversions
      - Copy
      - Credit
      - Data
      - Digital
      - Document(s)
      - Documents
      - Eligibility
      - Employment
      - Endpoints
      - Format
      - Fraud
      - Freddie
      - Income
      - Individual's
      - Information
      - Insights
      - Link
      - Manually
      - Notifications
      - Optimize
      - Parsing
      - Partners
      - Payroll
      - PDF
      - Precheck
      - Proactive
      - Profiles
      - Refresh
      - Relay
      - Reports
      - Risk
      - Sessions
      - Share
      - Shared
      - Signals
      - Statements
      - Subscribe
      - Summaries
      - Tokens
      - Unsubs

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# Full source: https://raw.githubusercontent.com/api-evangelist/plaid/refs/heads/main/apis.yml