PiggyVest

aid: piggyvest
name: PiggyVest
description: >-
  PiggyVest is a Lagos-based Nigerian fintech (operated by Piggytech Global
  Limited, RC 1405222) running the country's largest online savings and
  investment platform, with 6M+ registered users as of 2026. Founded in
  January 2016 by Somto Ifezue, Odunayo Eweniyi, and Joshua Chibueze as
  Piggybank.ng and rebranded to PiggyVest in April 2019, the company digitizes
  the traditional Nigerian "kolo" piggy-bank, layering automated savings,
  fixed-term safe-locks, naira and dollar wallets, and curated investments
  on top of licensed banking partners (originally United Bank for Africa) and
  a PCI-DSS-compliant payment stack. The consumer product family includes
  Piggybank (automated daily/weekly/monthly savings), SafeLock (fixed-tenor
  savings with up-front interest), Target Savings (goal-based saving, solo or
  group), Flex Naira (flexible wallet with free transfers), Flex Dollar /
  SafeLock Dollar (USD savings), HouseMoney (rent wallet), Investify
  (curated investment opportunities), GetIT (lifestyle purchase plans),
  Piggy Points (rewards), and an Accountability Partner feature, all
  delivered through iOS, Android, and web apps published by Piggytech
  Global. On the developer side, PiggyVest operates a separate B2B brand —
  PiggyVest Business — at piggyvest.business and exposes the PiggyVest
  Business API at api.piggyvest.business, documented at
  www.piggyvestbusiness.com/docs. The Business API is a Bearer-token
  authenticated REST API (secret key in Authorization header) covering
  customer creation and retrieval, customer wallets (create / retrieve /
  list, accrued-interest tracking, reserved account numbers, funding
  accounts), wallet-to-wallet and bank transfers (with name inquiry and
  bank lookup), transactions (status, history, T+1 settlement), scheduled
  payments (create / cancel / reactivate), webhooks for real-time event
  notifications, and a "Pay with Pocket" SDK / hosted-checkout integration
  that lets merchants accept payments funded from a Piggyvest user's Pocket
  balance. Default rate limits are approximately 100 requests per minute.
  No public OpenAPI specification, official SDK packages, or open-source
  client libraries are currently published; access is gated by signing up
  for a PiggyVest Business dashboard account. Alongside the API, PiggyVest
  Business offers Invoicing, Customizable Accounts, Business Safelock,
  Investify for Business, and business savings earning up to 18% per annum.
  Public engineering presence is limited — the Piggytech Global GitHub org
  (github.com/PiggyTech) hosts a small set of community wrappers
  (react-paystack, Smile Identity Node.js and React Native wrappers) and
  the consumer brand maintains a static piggyvest.github.io site, but
  there is no developer org publishing official Piggyvest Business SDKs.
type: Index
position: Provider
access: 3rd-Party
image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
tags:
  - Fintech
  - Savings
  - Investments
  - Digital Wallet
  - Micro Savings
  - Goal Based Savings
  - Fixed Deposit
  - Dollar Savings
  - Consumer Finance
  - Personal Finance
  - Mobile Banking
  - Business Banking
  - Wallet API
  - Transfers
  - Bank Transfers
  - Scheduled Payments
  - Webhooks
  - Hosted Checkout
  - Pay With Pocket
  - Invoicing
  - Reserved Accounts
  - Africa
  - Nigeria
  - Lagos
url: https://raw.githubusercontent.com/api-evangelist/piggyvest/refs/heads/main/apis.yml
created: '2026-05-24'
modified: '2026-05-24'
specificationVersion: '0.20'
apis:
  - aid: piggyvest:business-api
    name: PiggyVest Business API
    description: >-
      The PiggyVest Business API is a Bearer-token-authenticated REST API
      hosted at api.piggyvest.business that lets Nigerian businesses
      programmatically create and manage customers, provision customer
      wallets with reserved account numbers and accrued-interest tracking,
      move money via wallet-to-wallet and bank transfers (with name inquiry
      and bank-list lookup), retrieve transactions and statuses, schedule
      and cancel future payments, accept payments through the Pay with
      Pocket SDK, and subscribe to webhook events for real-time
      notifications. Authentication uses a secret key in the
      `Authorization: Bearer` header. The default rate limit is
      approximately 100 requests per minute. No public OpenAPI specification
      is published; integration is documented on
      www.piggyvestbusiness.com/docs and access is gated by signing up at
      dashboard.piggyvest.business/signup.
    humanURL: https://www.piggyvestbusiness.com/docs
    baseURL: https://api.piggyvest.business
    tags:
      - Wallets
      - Customers
      - Transfers
      - Bank Transfers
      - Transactions
      - Scheduled Payments
      - Webhooks
      - Pay With Pocket
      - Reserved Accounts
      - Authentication
    properties:
      - type: Documentation
        url: https://www.piggyvestbusiness.com/docs
      - type: Authentication
        url: https://www.piggyvestbusiness.com/docs/authentication
      - type: SignUp
        url: https://dashboard.piggyvest.business/signup
      - type: Login
        url: https://dashboard.piggyvest.business/login
      - type: KnowledgeBase
        url: https://www.piggyvestbusiness.com/knowledge-base
      - type: FAQ
        url: https://www.piggyvestbusiness.com/faqs
      - type: SupportEmail
        url: mailto:[email protected]
    contact:
      - FN: PiggyVest Business Support
        email: [email protected]
common:
  - type: Website
    url: https://www.piggyvest.com
  - type: BusinessWebsite
    url: https://www.piggyvestbusiness.com
  - type: API
    url: https://api.piggyvest.business
  - type: Documentation
    url: https://www.piggyvestbusiness.com/docs
  - type: Authentication
    url: https://www.piggyvestbusiness.com/docs/authentication
  - type: SignUp
    url: https://dashboard.piggyvest.business/signup
  - type: Login
    url: https://dashboard.piggyvest.business/login
  - type: Dashboard
    url: https://dashboard.piggyvest.business
  - type: KnowledgeBase
    url: https://www.piggyvestbusiness.com/knowledge-base
  - type: FAQ
    url: https://www.piggyvest.com/faq
  - type: BusinessFAQ
    url: https://www.piggyvestbusiness.com/faqs
  - type: Blog
    url: https://blog.piggyvest.com
  - type: Press
    url: https://www.piggyvest.com/press
  - type: Careers
    url: https://www.piggyvest.com/careers
  - type: SavingsCalculator
    url: https://www.piggyvest.com/savings-calculator
  - type: Reports
    url: https://www.piggyvest.com/reports
  - type: Piggybank
    url: https://www.piggyvest.com/piggybank
  - type: SafeLock
    url: https://www.piggyvest.com/safelock
  - type: TargetSavings
    url: https://www.piggyvest.com/target-savings
  - type: FlexNaira
    url: https://www.piggyvest.com/flex-naira
  - type: FlexDollar
    url: https://www.piggyvest.com/flex-dollar
  - type: HouseMoney
    url: https://www.piggyvest.com/house-money
  - type: Investify
    url: https://www.piggyvest.com/investify
  - type: GetIT
    url: https://www.piggyvest.com/getit
  - type: PiggyPoints
    url: https://www.piggyvest.com/piggy-points
  - type: PayWithPocket
    url: https://www.piggyvestbusiness.com/pay-with-pocket
  - type: Invoicing
    url: https://www.piggyvestbusiness.com/invoicing
  - type: BusinessSafelock
    url: https://www.piggyvestbusiness.com/safelock
  - type: BusinessInvestify
    url: https://www.piggyvestbusiness.com/investify
  - type: CustomizableAccounts
    url: https://www.piggyvestbusiness.com/accounts
  - type: AppStore
    url: https://apps.apple.com/us/app/piggyvest-save-invest-today/id1263117994
  - type: GooglePlay
    url: https://play.google.com/store/apps/details?id=com.piggybankng.piggy
  - type: GitHub
    url: https://github.com/PiggyTech
  - type: GitHubPages
    url: https://github.com/piggyvest/piggyvest.github.io
  - type: Twitter
    url: https://twitter.com/piggyvest
  - type: Instagram
    url: https://www.instagram.com/piggyvest
  - type: Facebook
    url: https://www.facebook.com/piggyvest
  - type: YouTube
    url: https://www.youtube.com/@piggyvest
  - type: LinkedIn
    url: https://www.linkedin.com/company/piggyvest
  - type: TikTok
    url: https://www.tiktok.com/@piggyvest
  - type: Support
    url: https://www.piggyvest.com/support
  - type: SupportEmail
    url: mailto:[email protected]
  - type: BusinessSupportEmail
    url: mailto:[email protected]
  - type: Phone
    url: tel:+2347009339339
  - type: Address
    url: https://maps.google.com/?q=Tesmot+House+Abdulrahman+Okene+Close+Victoria+Island+Lagos+Nigeria
  - type: Privacy
    url: https://www.piggyvest.com/privacy
  - type: Terms
    url: https://www.piggyvest.com/terms
maintainers:
  - FN: Kin Lane
    email: [email protected]