Paysafe logo

Paysafe

Paysafe is an integrated payment platform providing businesses with REST APIs for online payments, digital wallets, prepaid cards, pay-by-cash processing, and merchant account management. The platform supports a broad range of payment methods including credit and debit cards, ACH/SEPA direct debit, alternative payment methods, PaysafeCash, PaysafeCard vouchers, and embedded digital wallet solutions. Paysafe specializes in high-risk and regulated industries and offers white-label merchant onboarding, 3D Secure authentication, recurring payment scheduling, and FX rates for global commerce.

9 APIs 18 Features
PaymentsDigital WalletsPrepaid CardsFinancial ServicesFintechHigh-Risk Payments

APIs

Paysafe Payments API

The core REST API to process payments from customers across multiple payment methods including credit and debit cards, bank transfers (BLIK, EPS, iDEAL, Interac e-Transfer, ACH,...

Paysafe 3D Secure API

The 3D Secure v2 API provides strong customer authentication (SCA) for card transactions in line with PSD2 mandates. Merchants can initiate device fingerprinting and authenticat...

Paysafe Payment Scheduler API

A REST API for creating and managing recurring payment plans and customer subscriptions. Merchants define billing plans (interval, amount, currency) and subscribe customers to t...

Paysafe Applications API

A REST API that allows platforms and payment facilitators to create white-labelled merchant onboarding experiences. Supports creating, updating, and submitting merchant applicat...

Paysafe Embedded Wallets API

A REST API enabling platforms to embed digital wallet functionality directly into their products. Customers can add funds, spend, withdraw, and manage virtual and physical prepa...

PaysafeCard REST API

The PaysafeCard REST API enables online merchants to accept PaysafeCard prepaid voucher payments, payouts, and refunds. PaysafeCard is a global prepaid payment method available ...

Paysafe PayFac Sub-merchant API

A REST API for payment facilitators to onboard sub-merchants for payment processing capabilities. Enables platforms acting as PayFacs to manage sub-merchant accounts under their...

Paysafe Merchant Termination Inquiry API

A compliance API that screens prospective sub-merchants against the Mastercard MATCH Pro and Visa terminated merchant databases before onboarding. Helps payment facilitators ide...

Paysafe FX Rates API

A value-added REST API providing foreign exchange rate data to support multi-currency payment processing and dynamic currency conversion. Used in conjunction with the Payments A...

Features

Single REST API integration for 100+ payment methods globally
Supports cards, ACH, SEPA, BACS, EFT, iDEAL, BLIK, and more bank transfers
PaysafeCash and PaysafeCard prepaid/cash-based payment methods
Digital wallets including Apple Pay, Google Pay, PayPal, Skrill, Neteller, Venmo
Crypto on-ramp for purchasing cryptocurrencies with fiat via Skrill
3D Secure v2 (PSD2 SCA compliant) authentication
Recurring payment scheduling and subscription management
White-label merchant onboarding via Applications API
PayFac sub-merchant management and MATCH Pro screening
Embedded digital wallet with prepaid card issuance (virtual and physical)
Mobile wallet tokenization (Google Pay, Apple Pay, Samsung Pay)
FX rates and multi-currency support
Webhook notifications for transaction events
Basic Access Authorization using Base64-encoded API key
Test environment at api.test.paysafe.com
Shopify and WooCommerce integrations available
React Native, iOS, and Android mobile SDKs
Server-side SDKs for Java and PHP

Use Cases

Online Payment Acceptance

Accept payments across credit cards, debit cards, bank transfers, vouchers, and digital wallets through a single Payments API integration on web or mobile.

Pay-by-Cash and Vouchers

Enable customers without bank accounts or cards to pay with PaysafeCash at retail locations or with PaysafeCard prepaid vouchers purchased at convenience stores.

Recurring Billing and Subscriptions

Create subscription plans and manage customer billing cycles with the Payment Scheduler API for SaaS, media, and membership businesses.

Platform Merchant Onboarding

Build white-label merchant onboarding flows using the Applications API for PayFac and ISO platforms managing hundreds or thousands of sub-merchants.

Embedded Wallet as a Service

Embed digital wallets with stored value, prepaid card issuance, and crypto on-ramp into consumer apps and fintech platforms via the Embedded Wallets API.

High-Risk Merchant Processing

Process payments for high-risk and regulated industries (gaming, crypto, adult) with Paysafe's specialized risk and compliance infrastructure.

International and Multi-Currency Commerce

Accept payments in 43+ countries using local payment methods and the FX Rates API for dynamic currency conversion and transparent pricing.

3D Secure Authentication

Add PSD2-compliant strong customer authentication to card transactions with the 3DS API, reducing fraud liability for EU and UK merchants.

Resources

🔗
Website
Website
🌐
Portal
Portal
🔗
Documentation
Documentation
🔗
Documentation
Documentation
📄
ChangeLog
ChangeLog
🔑
Authentication
Authentication
🔗
Dashboard
Dashboard
🔗
Sandbox
Sandbox
📜
PrivacyPolicy
PrivacyPolicy
🔗
Contact
Contact
👥
GitHubOrganization
GitHubOrganization
👥
GitHubOrganization
GitHubOrganization
👥
GitHubRepository
GitHubRepository
🔗
Plans
Plans
🔗
RateLimits
RateLimits
🔗
FinOps
FinOps

Sources

apis.yml Raw ↑
aid: paysafe
url: https://raw.githubusercontent.com/api-evangelist/paysafe/refs/heads/main/apis.yml
name: Paysafe
tags:
  - Payments
  - Digital Wallets
  - Prepaid Cards
  - Financial Services
  - Fintech
  - High-Risk Payments
image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
created: '2026-06-13'
modified: '2026-06-13'
description: >-
  Paysafe is an integrated payment platform providing businesses with REST APIs for online payments,
  digital wallets, prepaid cards, pay-by-cash processing, and merchant account management. The platform
  supports a broad range of payment methods including credit and debit cards, ACH/SEPA direct debit,
  alternative payment methods, PaysafeCash, PaysafeCard vouchers, and embedded digital wallet solutions.
  Paysafe specializes in high-risk and regulated industries and offers white-label merchant onboarding,
  3D Secure authentication, recurring payment scheduling, and FX rates for global commerce.
specificationVersion: '0.19'
maintainers:
  - FN: API Evangelist
    url: http://apievangelist.com
    email: [email protected]
apis:
  - aid: paysafe:paysafe-payments-api
    name: Paysafe Payments API
    tags:
      - Payments
      - Cards
      - ACH
      - Direct Debit
      - Wallets
      - Alternative Payments
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    baseURL: https://api.paysafe.com
    humanURL: https://developer.paysafe.com/en/api-docs/payments-api/overview/
    description: >-
      The core REST API to process payments from customers across multiple payment methods including
      credit and debit cards, bank transfers (BLIK, EPS, iDEAL, Interac e-Transfer, ACH, SEPA), cash
      vouchers (PaysafeCash, PaysafeCard, Openbucks), digital wallets (Apple Pay, Google Pay, PayPal,
      Skrill, Neteller, Venmo), and crypto. A single integration provides access to all supported methods
      with resource-oriented URLs, JSON-encoded responses, and standard HTTP status codes.
    properties:
      - url: https://developer.paysafe.com/en/api-docs/payments-api/overview/
        type: Documentation
      - url: https://developer.paysafe.com/en/api-docs/payments-api/api-reference/
        type: APIReference
      - url: https://developer.paysafe.com/en/payments-api/
        type: GettingStarted

  - aid: paysafe:paysafe-3ds-api
    name: Paysafe 3D Secure API
    tags:
      - 3D Secure
      - Authentication
      - Fraud Prevention
      - Cards
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    baseURL: https://api.paysafe.com
    humanURL: https://developer.paysafe.com/en/api-docs/3ds/using-the-api/api-endpoints/
    description: >-
      The 3D Secure v2 API provides strong customer authentication (SCA) for card transactions in line
      with PSD2 mandates. Merchants can initiate device fingerprinting and authentication flows, look up
      authentication status by ID, and receive authentication results to include in downstream payment
      requests. Base path: /threedsecure/v2/accounts/{account_id}.
    properties:
      - url: https://developer.paysafe.com/en/api-docs/3ds/using-the-api/api-endpoints/
        type: Documentation
      - url: https://developer.paysafe.com/en/api-docs/3ds/
        type: APIReference

  - aid: paysafe:paysafe-payment-scheduler-api
    name: Paysafe Payment Scheduler API
    tags:
      - Subscriptions
      - Recurring Payments
      - Plans
      - Billing
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    baseURL: https://api.paysafe.com
    humanURL: https://developer.paysafe.com/en/api-docs/payment-scheduler/overview/
    description: >-
      A REST API for creating and managing recurring payment plans and customer subscriptions. Merchants
      define billing plans (interval, amount, currency) and subscribe customers to them. Supports full
      CRUD for plans and subscriptions with JSON request/response format. Base path:
      /subscriptionsplans/v1/.
    properties:
      - url: https://developer.paysafe.com/en/api-docs/payment-scheduler/overview/
        type: Documentation
      - url: https://developer.paysafe.com/en/api-docs/payment-scheduler/using-the-api/api-endpoints/
        type: APIReference

  - aid: paysafe:paysafe-applications-api
    name: Paysafe Applications API
    tags:
      - Merchant Onboarding
      - Applications
      - Platforms
      - PayFac
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    baseURL: https://api.paysafe.com
    humanURL: https://developer.paysafe.com/en/api-docs/applications-api/overview/
    description: >-
      A REST API that allows platforms and payment facilitators to create white-labelled merchant onboarding
      experiences. Supports creating, updating, and submitting merchant applications, uploading supporting
      documents, retrieving terms and conditions, and receiving webhook notifications on status changes.
      Base path: /merchant/v1/applications. Supports batch onboarding for multiple merchants.
    properties:
      - url: https://developer.paysafe.com/en/api-docs/applications-api/overview/
        type: Documentation
      - url: https://developer.paysafe.com/en/applications-api/
        type: APIReference

  - aid: paysafe:paysafe-embedded-wallets-api
    name: Paysafe Embedded Wallets API
    tags:
      - Digital Wallets
      - Embedded Finance
      - Prepaid
      - Crypto
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    baseURL: https://api.paysafe.com
    humanURL: https://docs.paysafe.com/docs/embedded-wallets
    description: >-
      A REST API enabling platforms to embed digital wallet functionality directly into their products.
      Customers can add funds, spend, withdraw, and manage virtual and physical prepaid cards. Supports
      card creation and management, card tokenization for Google Pay, Apple Pay, and Samsung Pay, and
      crypto on-ramp for purchasing cryptocurrencies with fiat via Skrill. Bearer JWT authentication
      required. Base path: /digitalwallets/v1/profile.
    properties:
      - url: https://docs.paysafe.com/docs/embedded-wallets
        type: Documentation
      - url: https://docs.paysafe.com/docs/embedded-wallets/prepaid-cards/overview
        type: APIReference

  - aid: paysafe:paysafe-paysafecard-api
    name: PaysafeCard REST API
    tags:
      - Prepaid
      - Vouchers
      - Pay-by-Cash
      - PaysafeCard
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    baseURL: https://api.paysafecard.com
    humanURL: https://www.paysafecard.com/fileadmin/api/
    description: >-
      The PaysafeCard REST API enables online merchants to accept PaysafeCard prepaid voucher payments,
      payouts, and refunds. PaysafeCard is a global prepaid payment method available in 43+ countries,
      using a 16-digit PIN system. The API also provides settlement report data for financial reconciliation.
      Documented in API Blueprint format with English and German specifications.
    properties:
      - url: https://www.paysafecard.com/fileadmin/api/
        type: Documentation
      - url: https://github.com/paysafecard/api-documentation
        type: GitHubRepository

  - aid: paysafe:paysafe-payfac-submerchant-api
    name: Paysafe PayFac Sub-merchant API
    tags:
      - PayFac
      - Sub-merchants
      - Onboarding
      - Platforms
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    baseURL: https://api.paysafe.com
    humanURL: https://developer.paysafe.com/en/api-docs/
    description: >-
      A REST API for payment facilitators to onboard sub-merchants for payment processing capabilities.
      Enables platforms acting as PayFacs to manage sub-merchant accounts under their master merchant
      account, controlling payment processing features and limits for each sub-merchant.
    properties:
      - url: https://developer.paysafe.com/en/api-docs/
        type: Documentation

  - aid: paysafe:paysafe-merchant-termination-inquiry-api
    name: Paysafe Merchant Termination Inquiry API
    tags:
      - Risk
      - Compliance
      - Sub-merchants
      - MATCH
      - Visa
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    baseURL: https://api.paysafe.com
    humanURL: https://developer.paysafe.com/en/api-docs/
    description: >-
      A compliance API that screens prospective sub-merchants against the Mastercard MATCH Pro and Visa
      terminated merchant databases before onboarding. Helps payment facilitators identify high-risk
      merchants and comply with card network requirements for sub-merchant due diligence.
    properties:
      - url: https://developer.paysafe.com/en/api-docs/
        type: Documentation

  - aid: paysafe:paysafe-fx-rates-api
    name: Paysafe FX Rates API
    tags:
      - FX
      - Currency
      - Exchange Rates
      - International
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    baseURL: https://api.paysafe.com
    humanURL: https://developer.paysafe.com/en/fx-rates-api/
    description: >-
      A value-added REST API providing foreign exchange rate data to support multi-currency payment
      processing and dynamic currency conversion. Used in conjunction with the Payments API to present
      pricing to customers in their local currency.
    properties:
      - url: https://developer.paysafe.com/en/fx-rates-api/
        type: Documentation

common:
  - url: https://www.paysafe.com
    type: Website
  - url: https://developer.paysafe.com/en/
    type: Portal
  - url: https://developer.paysafe.com/en/api-docs/
    type: Documentation
  - url: https://docs.paysafe.com/
    type: Documentation
  - url: https://developer.paysafe.com/en/support/reference-information/documentation-changelog/
    type: ChangeLog
  - url: https://developer.paysafe.com/en/support/reference-information/rest-api-architecture/
    type: Authentication
  - url: https://merchant.paysafe.com/portal
    type: Dashboard
  - url: https://merchant.test.paysafe.com/portal/login
    type: Sandbox
  - url: https://www.paysafe.com/en/paysafegroup/comprehensive-privacy-policy/
    type: PrivacyPolicy
  - url: https://www.paysafe.com/en/information/contact/
    type: Contact
  - url: https://github.com/paysafegroup
    type: GitHubOrganization
  - url: https://github.com/paysafecard
    type: GitHubOrganization
  - url: https://github.com/paysafecard/api-documentation
    type: GitHubRepository
  - url: plans/paysafe-plans-pricing.yml
    type: Plans
  - url: rate-limits/paysafe-rate-limits.yml
    type: RateLimits
  - url: finops/paysafe-finops.yml
    type: FinOps
  - type: Features
    data:
      - Single REST API integration for 100+ payment methods globally
      - Supports cards, ACH, SEPA, BACS, EFT, iDEAL, BLIK, and more bank transfers
      - PaysafeCash and PaysafeCard prepaid/cash-based payment methods
      - Digital wallets including Apple Pay, Google Pay, PayPal, Skrill, Neteller, Venmo
      - Crypto on-ramp for purchasing cryptocurrencies with fiat via Skrill
      - 3D Secure v2 (PSD2 SCA compliant) authentication
      - Recurring payment scheduling and subscription management
      - White-label merchant onboarding via Applications API
      - PayFac sub-merchant management and MATCH Pro screening
      - Embedded digital wallet with prepaid card issuance (virtual and physical)
      - Mobile wallet tokenization (Google Pay, Apple Pay, Samsung Pay)
      - FX rates and multi-currency support
      - Webhook notifications for transaction events
      - Basic Access Authorization using Base64-encoded API key
      - Test environment at api.test.paysafe.com
      - Shopify and WooCommerce integrations available
      - React Native, iOS, and Android mobile SDKs
      - Server-side SDKs for Java and PHP
    sources:
      - https://developer.paysafe.com/en/
      - https://developer.paysafe.com/en/api-docs/
    updated: '2026-06-13'
  - type: UseCases
    data:
      - name: Online Payment Acceptance
        description: >-
          Accept payments across credit cards, debit cards, bank transfers, vouchers, and digital wallets
          through a single Payments API integration on web or mobile.
      - name: Pay-by-Cash and Vouchers
        description: >-
          Enable customers without bank accounts or cards to pay with PaysafeCash at retail locations or
          with PaysafeCard prepaid vouchers purchased at convenience stores.
      - name: Recurring Billing and Subscriptions
        description: >-
          Create subscription plans and manage customer billing cycles with the Payment Scheduler API for
          SaaS, media, and membership businesses.
      - name: Platform Merchant Onboarding
        description: >-
          Build white-label merchant onboarding flows using the Applications API for PayFac and ISO
          platforms managing hundreds or thousands of sub-merchants.
      - name: Embedded Wallet as a Service
        description: >-
          Embed digital wallets with stored value, prepaid card issuance, and crypto on-ramp into consumer
          apps and fintech platforms via the Embedded Wallets API.
      - name: High-Risk Merchant Processing
        description: >-
          Process payments for high-risk and regulated industries (gaming, crypto, adult) with Paysafe's
          specialized risk and compliance infrastructure.
      - name: International and Multi-Currency Commerce
        description: >-
          Accept payments in 43+ countries using local payment methods and the FX Rates API for dynamic
          currency conversion and transparent pricing.
      - name: 3D Secure Authentication
        description: >-
          Add PSD2-compliant strong customer authentication to card transactions with the 3DS API, reducing
          fraud liability for EU and UK merchants.