Metromile

aid: metromile
name: Metromile
description: >
  Metromile is a pay-per-mile auto insurance platform powered by telematics
  and data science. Customers attach the Pulse OBD device to their vehicle
  to track mileage; premiums consist of a base monthly rate plus a per-mile
  charge, rewarding low-mileage drivers with significant savings. Beyond
  consumer insurance, Metromile Enterprise offers a cloud-based REST API
  platform for property and casualty insurers covering touchless claims
  automation, accident reconstruction (Replay), fraud detection (Detect),
  digital FNOL reporting (Report), and back-office workflow automation
  (Streamline). Metromile was acquired by Lemonade in July 2022.
type: Index
image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
url: https://raw.githubusercontent.com/api-evangelist/metromile/refs/heads/main/apis.yml
created: 2026-06-13
modified: 2026-06-13
specificationVersion: "0.19"
tags:
  - Insurance
  - Telematics
  - Pay-Per-Mile
  - Auto Insurance
  - Claims Automation
  - Vehicle Diagnostics
  - Mileage Tracking
  - InsurTech
apis:
  - aid: metromile:metromile-enterprise-api
    name: Metromile Enterprise API
    description: >
      REST API platform for property and casualty insurance carriers enabling
      touchless claims automation, digital first-notice-of-loss reporting,
      telematics-based accident reconstruction, fraud detection, payment
      automation, and back-office workflow orchestration. Integrated via
      enterprise SaaS agreement.
    humanURL: https://enterprise.metromile.com/platform/
    baseURL: https://enterprise.metromile.com
    tags:
      - Claims Automation
      - Telematics
      - Fraud Detection
      - Insurance
      - REST API
    properties:
      - type: Documentation
        url: https://enterprise.metromile.com/platform/
      - type: Website
        url: https://enterprise.metromile.com/
common:
  - type: Website
    url: https://www.metromile.com/
  - type: Documentation
    url: https://enterprise.metromile.com/platform/
  - type: GitHubOrg
    url: https://github.com/metromile
  - type: LinkedIn
    url: https://www.linkedin.com/company/metromile
  - type: Blog
    url: https://www.metromile.com/blog/
  - type: Pricing
    url: https://www.metromile.com/auto-insurance/
  - type: StatusPage
    url: https://status.metromile.com/
  - type: X
    url: https://x.com/metromile
  - type: Plans
    url: plans/metromile-plans-pricing.yml
  - type: RateLimits
    url: rate-limits/metromile-rate-limits.yml
  - type: FinOps
    url: finops/metromile-finops.yml
maintainers:
  - FN: Kin Lane
    email: [email protected]