Lean Technologies

aid: lean-tech
url: https://raw.githubusercontent.com/api-evangelist/lean-tech/refs/heads/main/apis.yml
apis:
- aid: lean-tech:lean-authentication-api
  name: Lean Authentication API
  tags:
  - Authentication
  - OAuth
  - Open Banking
  humanURL: https://docs.leantech.me/docs/authentication
  properties:
  - url: https://docs.leantech.me/docs/authentication
    type: Documentation
  - url: openapi/lean-authentication-api-openapi.yml
    type: OpenAPI
  - type: NaftikoCapability
    url: capabilities/authentication-tokens.yaml
  description: OAuth 2.0 client-credentials token issuance for Lean APIs. Generates API access tokens (scope=api)
    for server-to-server calls and customer-scoped access tokens (scope=customer.<customer_id>) for the LinkSDK.
    Production auth endpoint is auth.leantech.me; sandbox endpoints are regional (auth.sandbox.sa.leantech.me,
    auth.sandbox.ae.leantech.me).
- aid: lean-tech:lean-customers-api
  name: Lean Customers API
  tags:
  - Customers
  - Open Banking
  - End Users
  humanURL: https://docs.leantech.me/reference/customers
  properties:
  - url: https://docs.leantech.me/reference/customers
    type: Documentation
  - url: openapi/lean-customers-api-openapi.yml
    type: OpenAPI
  - url: json-schema/lean-customer-schema.json
    type: JSONSchema
  - type: NaftikoCapability
    url: capabilities/customers-customers.yaml
  description: Manage end-user customer records that Lean uses to anchor data and payment consents. Create
    customers with an app_user_id, list customers, and retrieve a customer by ID or by app_user_id.
- aid: lean-tech:lean-entities-api
  name: Lean Entities API
  tags:
  - Entities
  - Open Banking
  - Consents
  humanURL: https://docs.leantech.me/reference/entities
  properties:
  - url: https://docs.leantech.me/reference/entities
    type: Documentation
  - url: openapi/lean-entities-api-openapi.yml
    type: OpenAPI
  - type: NaftikoCapability
    url: capabilities/entities-entities.yaml
  description: Entities represent a customer's authenticated connection to a single bank, returned after a
    successful LinkSDK consent. List entities for a customer, retrieve a single entity by ID, or query entities
    across a date range.
- aid: lean-tech:lean-data-api
  name: Lean Data API
  tags:
  - Open Banking
  - Account Information
  - Transactions
  - Balances
  - Identity
  humanURL: https://docs.leantech.me/reference/data-api
  properties:
  - url: https://docs.leantech.me/reference/data-api
    type: Documentation
  - url: openapi/lean-data-api-openapi.yml
    type: OpenAPI
  - url: json-schema/lean-account-schema.json
    type: JSONSchema
  - url: json-schema/lean-transaction-schema.json
    type: JSONSchema
  - url: json-ld/lean-tech-context.jsonld
    type: JSONLD
  - type: NaftikoCapability
    url: capabilities/data-accounts.yaml
  - type: NaftikoCapability
    url: capabilities/data-transactions.yaml
  - type: NaftikoCapability
    url: capabilities/data-identity.yaml
  description: Raw bank-account data retrieval (v2) returning accounts, transactions, balances, beneficiaries,
    standing orders, scheduled payments, direct debits, and identity, plus manual data refresh triggers and
    refresh status. Available after an Account Information consent has been collected via the LinkSDK.
- aid: lean-tech:lean-insights-api
  name: Lean Insights API
  tags:
  - Open Banking
  - Insights
  - Income
  - Expenses
  - Cashflows
  humanURL: https://docs.leantech.me/reference/insights
  properties:
  - url: https://docs.leantech.me/reference/insights
    type: Documentation
  - url: openapi/lean-insights-api-openapi.yml
    type: OpenAPI
  - type: NaftikoCapability
    url: capabilities/insights-income.yaml
  - type: NaftikoCapability
    url: capabilities/insights-expenses.yaml
  - type: NaftikoCapability
    url: capabilities/insights-cashflows.yaml
  description: Derived analytics over an entity's transaction history — income detection, expense categorisation,
    and cashflow summaries — for underwriting, affordability, and BFM use cases.
- aid: lean-tech:lean-banks-api
  name: Lean Banks API
  tags:
  - Open Banking
  - Banks
  - Coverage
  humanURL: https://docs.leantech.me/reference/banks
  properties:
  - url: https://docs.leantech.me/reference/banks
    type: Documentation
  - url: openapi/lean-banks-api-openapi.yml
    type: OpenAPI
  - type: NaftikoCapability
    url: capabilities/banks-banks.yaml
  description: List the banks Lean currently supports for Data and Payments per region, including identifiers,
    logos, and supported product surfaces (AIS, PIS, AOF, payouts).
- aid: lean-tech:lean-verifications-api
  name: Lean Verifications API
  tags:
  - Verifications
  - Account Verification
  - Name Verification
  - KYC
  humanURL: https://docs.leantech.me/reference/verifications
  properties:
  - url: https://docs.leantech.me/reference/verifications
    type: Documentation
  - url: openapi/lean-verifications-api-openapi.yml
    type: OpenAPI
  - type: NaftikoCapability
    url: capabilities/verifications-accounts.yaml
  - type: NaftikoCapability
    url: capabilities/verifications-names.yaml
  description: Account Verification confirms ownership and validity of a bank account by IBAN or local
    account number across 27+ countries (UAE, KSA, GB, US, EU, BR, IN, ID, NG, ZA, and more). Name Verification
    compares a supplied name against a payee record. Used for fraud reduction, payout pre-checks, and
    Confirmation of Payee.
- aid: lean-tech:lean-payments-api
  name: Lean Payments API
  tags:
  - Open Banking
  - Payments
  - Pay by Bank
  - PIS
  - A2A
  humanURL: https://docs.leantech.me/reference/payments
  properties:
  - url: https://docs.leantech.me/reference/payments
    type: Documentation
  - url: openapi/lean-payments-api-openapi.yml
    type: OpenAPI
  - url: json-schema/lean-payment-intent-schema.json
    type: JSONSchema
  - type: NaftikoCapability
    url: capabilities/payments-intents.yaml
  - type: NaftikoCapability
    url: capabilities/payments-aof.yaml
  - type: NaftikoCapability
    url: capabilities/payments-consents.yaml
  description: Single Instant Payment ("Pay by Bank") and Account-on-File (AOF) payment initiation, plus
    consent management. Create payment intents, retrieve payments by intent or payment id, list payment intents,
    and manage long-lived AOF consents with balance and history endpoints.
- aid: lean-tech:lean-payment-sources-api
  name: Lean Payment Sources API
  tags:
  - Open Banking
  - Payment Sources
  - Tokenization
  humanURL: https://docs.leantech.me/reference/payment-sources
  properties:
  - url: https://docs.leantech.me/reference/payment-sources
    type: Documentation
  - url: openapi/lean-payment-sources-api-openapi.yml
    type: OpenAPI
  - type: NaftikoCapability
    url: capabilities/payment-sources-payment-sources.yaml
  description: Tokenized representation of a customer's funding bank account once linked. List payment
    sources for a customer, retrieve a single source by ID, and delete a payment source to revoke its
    associated AOF consent.
- aid: lean-tech:lean-payouts-api
  name: Lean Payouts API
  tags:
  - Open Banking
  - Payouts
  - Disbursements
  - A2A
  humanURL: https://docs.leantech.me/reference/payouts
  properties:
  - url: https://docs.leantech.me/reference/payouts
    type: Documentation
  - url: openapi/lean-payouts-api-openapi.yml
    type: OpenAPI
  - url: json-schema/lean-payout-schema.json
    type: JSONSchema
  - type: NaftikoCapability
    url: capabilities/payouts-payments.yaml
  - type: NaftikoCapability
    url: capabilities/payouts-destinations.yaml
  description: Initiate outbound bank-to-bank payouts from corporate accounts to consumer or business
    beneficiaries. Create payout payments, list payouts, retrieve a payout intent, get per-payment history,
    and manage payout destinations (the beneficiary records that receive funds).
- aid: lean-tech:lean-refunds-api
  name: Lean Refunds API
  tags:
  - Open Banking
  - Refunds
  - Payouts
  humanURL: https://docs.leantech.me/reference/refunds
  properties:
  - url: https://docs.leantech.me/reference/refunds
    type: Documentation
  - url: openapi/lean-refunds-api-openapi.yml
    type: OpenAPI
  - type: NaftikoCapability
    url: capabilities/refunds-refunds.yaml
  description: Issue full or partial refunds against prior Pay by Bank payments. List refunds, create a new
    refund, process queued refunds, and retrieve the canonical list of refund reason codes.
name: Lean Technologies
tags:
- Open Banking
- Open Finance
- MENA
- UAE
- Saudi Arabia
- Payments
- Pay by Bank
- A2A
- Account Information
- Payment Initiation
- Verifications
- Identity
- Fintech
kind: contract
image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
access: 3rd-Party
common:
- type: LinkedIn
  url: https://www.linkedin.com/company/leantech
- url: https://www.leantech.me
  name: Lean Technologies
  type: Portal
- url: https://docs.leantech.me
  name: Lean Developer Docs
  type: Documentation
- url: https://docs.leantech.me/reference
  name: Lean API Reference
  type: Documentation
- url: https://dev.leantech.me
  name: Lean Application Dashboard
  type: Console
- url: https://status.leantech.me
  name: Lean Status
  type: StatusPage
- url: https://help.leantech.me
  name: Lean Help Center
  type: Support
- url: https://docs.leantech.me/docs/authentication
  name: Authentication Guide
  type: Documentation
- url: https://github.com/leantechnologies
  name: Lean Technologies on GitHub
  type: SourceCode
- url: https://github.com/leantechnologies/lean-postman
  name: Lean Postman Collection
  type: PostmanCollection
- url: https://github.com/leantechnologies/link-sdk-react-native
  name: LinkSDK - React Native
  type: SDK
- url: https://github.com/leantechnologies/link-sdk-ios-distribution
  name: LinkSDK - iOS
  type: SDK
- url: https://github.com/leantechnologies/link-sdk-flutter
  name: LinkSDK - Flutter
  type: SDK
- url: https://github.com/leantechnologies/integration-snippets
  name: Integration Snippets
  type: SampleCode
- url: plans/lean-tech-plans-pricing.yml
  type: Plans
- url: rate-limits/lean-tech-rate-limits.yml
  type: RateLimits
- url: finops/lean-tech-finops.yml
  type: FinOps
- url: vocabulary/lean-tech-vocabulary.yml
  type: Vocabulary
- url: rules/lean-tech-rules.yml
  type: SpectralRules
maintainers:
- FN: API Evangelist
  email: [email protected]
created: '2026-05-25'
modified: '2026-05-25'
specificationVersion: '0.20'
description: 'Lean Technologies is a Middle East Open Banking and Open Finance infrastructure provider
  founded in 2019 and headquartered in the UAE. Lean offers regulated Account Information (AIS), Payment
  Initiation (PIS), payouts, refunds, account and name verifications, and derived insights across the UAE
  and Saudi Arabia, with verification coverage extending to 27+ countries globally. Lean holds an
  In-Principle Approval from the Central Bank of UAE for Open Finance Services (August 2025), a Major
  Payment Institution licence from the Saudi Central Bank (SAMA), and an FSP licence from the Abu Dhabi
  Global Market FSRA (no. 200033). The platform is SOC 2 Type II and ISO 27001:2022 certified and has
  processed AED 16B+ across 2M+ linked accounts. Investors include Sequoia, General Catalyst, Breyer
  Capital, Shorooq, Raed, BCV, and Liberty City.'