Kount

aid: kount
name: Kount
description: >-
  Kount is a Boise, Idaho-based fraud prevention and chargeback management
  platform, now operating as part of Equifax. Kount combines AI-driven risk
  scoring, device fingerprinting, identity intelligence, and a multi-tenant
  global data network to help merchants, payment processors, and digital
  businesses stop payment fraud, account takeover, and chargebacks while
  reducing false positives. The Kount 360 platform offers Payments Fraud,
  Account Takeover Protection, Chargeback Management, and Identity Trust
  services exposed through REST APIs, mobile SDKs, a JavaScript Data
  Collector, and e-commerce platform plugins.
image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
url: https://raw.githubusercontent.com/api-evangelist/kount/refs/heads/main/apis.yml
created: '2026-05-25'
modified: '2026-05-25'
specificationVersion: '0.20'
type: Index
position: Consumer
access: 3rd-Party
tags:
  - Fraud Prevention
  - Fraud Detection
  - Chargebacks
  - Payments
  - Identity
  - Risk Scoring
  - Device Intelligence
  - Account Takeover
apis:
  - aid: kount:kount-payments-fraud-api
    name: Kount Payments Fraud API
    description: >-
      The Payments Fraud API is the core REST endpoint of the Kount 360
      platform for AI-driven digital fraud prevention. Merchants submit
      order, payment, customer, and device session data, and receive a
      real-time risk decision (Approve, Decline, Review) along with a risk
      score and reason codes. Authentication is via OAuth 2.0 bearer tokens.
      A sandbox is available at api-sandbox.kount.com and production at
      api.kount.com.
    humanURL: https://developer.kount.com/hc/en-us/articles/14474979202068-Payments-Fraud-v2-0-Integration-Guide
    baseURL: https://api.kount.com/commerce/v2
    tags:
      - Payments Fraud
      - Risk Scoring
      - Decisioning
    properties:
      - type: Documentation
        url: https://developer.kount.com/hc/en-us/articles/14474979202068-Payments-Fraud-v2-0-Integration-Guide
      - type: APIReference
        url: https://developer.kount.com/hc/en-us/articles/40305795712916-Get-Orders-API-Specification
      - type: Authentication
        url: https://developer.kount.com/hc/en-us/sections/4410851086356-Integration
  - aid: kount:kount-risk-inquiry-service-api
    name: Kount Risk Inquiry Service (RIS) API
    description: >-
      The Risk Inquiry Service (RIS) is Kount's legacy RESTful API for
      transaction risk evaluation. RIS joins device data from the JavaScript
      Data Collector with merchant-supplied order data, scores each
      transaction, and returns Approve, Decline, or Review responses.
      Transactions continue to be evaluated and re-scored for up to fourteen
      days. Sub-resources cover VIP lists (card, email, device, address,
      payment, gift, UDF), order detail, refund/chargeback (RFCB), and 3DS
      transaction tagging. Test endpoint api.test.kount.net/rpc/v1 and
      production api.kount.net/rpc/v1.
    humanURL: https://developer.kount.com/hc/en-us/articles/4411554840980-RESTful-Endpoint-API-Specification-and-Error-Codes
    baseURL: https://api.kount.net/rpc/v1
    tags:
      - Risk Inquiry
      - Transactions
      - VIP Lists
      - Chargebacks
    properties:
      - type: Documentation
        url: https://developer.kount.com/hc/en-us/articles/4411554840980-RESTful-Endpoint-API-Specification-and-Error-Codes
      - type: APIReference
        url: https://api.kount.net/rpc/list.html
      - type: SDK
        url: https://github.com/Kount/kount-ris-java-sdk
        title: RIS Java SDK
      - type: SDK
        url: https://github.com/Kount/kount-ris-php-sdk
        title: RIS PHP SDK
      - type: SDK
        url: https://github.com/Kount/kount-ris-python-sdk
        title: RIS Python SDK
      - type: SDK
        url: https://github.com/Kount/kount-ris-dotnet-sdk
        title: RIS .NET SDK
  - aid: kount:kount-data-collector
    name: Kount Data Collector
    description: >-
      The Kount Data Collector is a client-side JavaScript and mobile SDK
      component that gathers device fingerprinting and behavioral session
      data — including device characteristics, browser attributes, IP
      geolocation, and proxy detection — and ties it to a session
      identifier that is later submitted to RIS or the Payments Fraud API.
      The Data Collector is delivered as a hosted JavaScript snippet, an
      Android SDK, and an iOS SDK (both Objective-C/Swift bridge and
      pure-Swift variants).
    humanURL: https://developer.kount.com/hc/en-us
    tags:
      - Device Intelligence
      - Fingerprinting
      - Session
    properties:
      - type: Documentation
        url: https://developer.kount.com/hc/en-us
      - type: SDK
        url: https://github.com/Kount/kount-web-sdk
        title: Web (JavaScript) SDK
      - type: SDK
        url: https://github.com/Kount/kount-android-sdk
        title: Android SDK
      - type: SDK
        url: https://github.com/Kount/kount-ios-sdk
        title: iOS SDK (Objective-C)
      - type: SDK
        url: https://github.com/Kount/kount-swift-ios-sdk
        title: iOS SDK (Swift)
common:
  - type: Website
    url: https://kount.com/
  - type: Portal
    url: https://developer.kount.com/
  - type: Developer
    url: https://developer.kount.com/
  - type: Documentation
    url: https://developer.kount.com/hc/en-us
  - type: GettingStarted
    url: https://developer.kount.com/hc/en-us/sections/4410851086356-Integration
  - type: GitHubOrganization
    url: https://github.com/Kount
  - type: Support
    url: https://support.kount.com/
  - type: LinkedIn
    url: https://www.linkedin.com/company/kount
  - type: ParentCompany
    url: https://www.equifax.com/business/identity-fraud/
    title: Equifax (Parent Company)
  - type: SDK
    url: https://github.com/Kount/kount-ris-java-sdk
    title: RIS Java SDK
  - type: SDK
    url: https://github.com/Kount/kount-ris-php-sdk
    title: RIS PHP SDK
  - type: SDK
    url: https://github.com/Kount/kount-ris-python-sdk
    title: RIS Python SDK
  - type: SDK
    url: https://github.com/Kount/kount-ris-dotnet-sdk
    title: RIS .NET SDK
  - type: SDK
    url: https://github.com/Kount/kount-android-sdk
    title: Android Data Collector SDK
  - type: SDK
    url: https://github.com/Kount/kount-ios-sdk
    title: iOS Data Collector SDK (Objective-C)
  - type: SDK
    url: https://github.com/Kount/kount-swift-ios-sdk
    title: iOS Data Collector SDK (Swift)
  - type: SDK
    url: https://github.com/Kount/kount-web-sdk
    title: Web (JavaScript) Data Collector SDK
  - type: Integrations
    url: https://github.com/Kount/magento2-kount-360
    title: Magento 2 Plugin (Kount 360)
  - type: Integrations
    url: https://github.com/Kount/sfcc_link
    title: Salesforce Commerce Cloud Link
  - type: Sample
    url: https://github.com/Kount/kount-sample-web-app
    title: Sample E-Commerce Web App
  - type: Features
    data:
      - name: AI-Driven Risk Scoring
        description: Machine learning models score each transaction in real time and return Approve, Decline, or Review decisions with reason codes.
      - name: Device Fingerprinting
        description: JavaScript and mobile Data Collectors capture device, browser, network, and behavioral signals tied to a session identifier.
      - name: Identity Trust Network
        description: A multi-tenant global data network correlates personas across merchants to identify trusted customers and known fraudsters.
      - name: Chargeback Management
        description: Refund/Chargeback (RFCB) reporting plus dispute response workflows reduce chargeback losses and recover revenue.
      - name: Account Takeover Protection
        description: Login and account-change risk scoring detects credential stuffing, session hijacking, and synthetic account creation.
      - name: VIP Lists
        description: Merchant-managed allow/deny lists for cards, emails, devices, addresses, payment instruments, gift cards, and custom UDFs.
      - name: 3-D Secure Orchestration
        description: 3DS transaction tagging API supports step-up authentication for stronger customer authentication where required.
      - name: Custom Decisioning Rules
        description: Merchants can layer business rules on top of the model score via the Agent Web Console.
      - name: Mobile SDKs
        description: Native Android and iOS SDKs (Objective-C and Swift) for in-app device data collection.
      - name: E-Commerce Platform Plugins
        description: Out-of-the-box integrations for Magento 2, Shopify, Salesforce Commerce Cloud, and Miva.
  - type: UseCases
    data:
      - name: Card-Not-Present Payment Fraud
        description: Score e-commerce CNP transactions for stolen-card and BIN-attack fraud before authorization.
      - name: Chargeback Reduction
        description: Pre-authorization screening and post-transaction chargeback tagging to reduce chargeback ratios.
      - name: Account Takeover Defense
        description: Score login and password-reset events to block credential-stuffing and ATO attempts.
      - name: New Account Fraud
        description: Screen account-creation events for synthetic identities and bot signups.
      - name: Digital Goods and Gift Card Fraud
        description: High-velocity digital goods and gift-card flows benefit from device + persona network signals.
      - name: Marketplace Trust
        description: Two-sided marketplaces use Kount to vet both buyers and sellers.
      - name: Promo Abuse and Policy Abuse
        description: Detect coupon stacking, refund abuse, and other policy-abuse patterns via custom rules and UDFs.
  - type: Integrations
    data:
      - name: Magento 2
        description: Official Magento 2 plugin for the Kount 360 platform.
      - name: Shopify
        description: Shopify app integration for Kount risk decisioning.
      - name: Salesforce Commerce Cloud
        description: SFCC Link cartridge for Kount integration.
      - name: Miva
        description: Miva e-commerce platform integration documented in Miva developer docs.
      - name: Equifax
        description: Parent-company integration with Equifax identity and credit data services.
  - type: Solutions
    data:
      - name: Kount 360
        description: Unified fraud prevention platform combining Payments Fraud, Account Takeover, and Chargeback Management on a single AI model.
      - name: Payments Fraud
        description: Real-time CNP transaction screening for merchants and payment processors.
      - name: Account Takeover Protection
        description: Login and account-event risk scoring to block credential abuse.
      - name: Chargeback Management
        description: Pre-transaction prevention plus post-transaction dispute response workflows.
      - name: Identity Trust Global Network
        description: Cross-merchant persona data network underlying all Kount decisions.
maintainers:
  - FN: Kin Lane
    email: [email protected]