Konsentus

aid: konsentus
url: https://raw.githubusercontent.com/api-evangelist/konsentus/refs/heads/main/apis.yml
apis:
- aid: konsentus:konsentus-verify-api
  name: Konsentus Verify API
  tags:
  - Open Banking
  - PSD2
  - TPP Verification
  - Identity
  - eIDAS
  - Regulatory Checking
  humanURL: https://developers.konsentus.com/api-reference/introduction.html
  baseURL: https://api.konsentus.com
  properties:
  - url: https://developers.konsentus.com/api-reference/introduction.html
    type: Documentation
  - url: https://swagger.konsentus.com/
    type: Swagger
  - url: https://developers.konsentus.com/api-reference/fi-authentication.html
    type: Authentication
  - url: https://developers.konsentus.com/api-reference/endpoint-versioning.html
    type: Versioning
  - url: https://developers.konsentus.com/api-reference/transaction-jurisdictions.html
    type: Documentation
  - url: https://developers.konsentus.com/api-reference/error-codes.html
    type: Errors
  - url: openapi/konsentus-verify-api-openapi.yml
    type: OpenAPI
  description: |
    Real-time SaaS API that Financial Institutions (ASPSPs) call to identify and regulate-check
    Third-Party Providers (TPPs) under PSD2 Open Banking. The PSP Checking Service validates a
    Base64-encoded eIDAS certificate with the issuing Qualified Trust Service Provider (QTSP),
    confirms the TPP's regulated status with the relevant National Competent Authority (NCA)
    on a pan-EEA basis, and returns the payment services the TPP is authorised to provide in
    the requested jurisdiction. Supports eIDAS, OBIE, and OBHD certificate test scenarios.
- aid: konsentus:konsentus-certificate-chain-service-api
  name: Konsentus Certificate Chain Service API
  tags:
  - Open Banking
  - PSD2
  - Certificates
  - eIDAS
  - Trust Chain
  humanURL: https://docs.psd.konsentus.com/
  properties:
  - url: https://docs.psd.konsentus.com/
    type: Documentation
  description: |
    Managed service that maintains the up-to-date eIDAS certificate trust chain required to
    secure PSD2 Open Banking API traffic. Removes the burden of tracking EU trusted list
    updates, QTSP changes, and root/intermediate certificate rotation for ASPSPs.
- aid: konsentus:konsentus-open-trust-platform
  name: Konsentus Open Trust Platform
  tags:
  - Open Banking
  - Open Finance
  - Trust Framework
  - Directory
  - Ecosystem
  humanURL: https://www.konsentus.com
  properties:
  - url: https://www.konsentus.com
    type: Documentation
  description: |
    End-to-end platform used by central banks and market operators to build, manage, and
    maintain national or regional open finance trust frameworks. Covers participant onboarding,
    directory services, certificate issuance and management, consent infrastructure, and
    regulatory reporting for emerging open finance regimes including FiDA.
name: Konsentus
tags:
- Open Banking
- Open Finance
- PSD2
- PSD3
- FiDA
- TPP Verification
- Identity
- eIDAS
- Trust Services
- Regulatory Checking
- Financial Services
kind: contract
image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
access: 3rd-Party
common:
- type: Portal
  url: https://www.konsentus.com
- type: Documentation
  url: https://developers.konsentus.com/api-reference/introduction.html
- type: Documentation
  url: https://docs.psd.konsentus.com/
- type: Swagger
  url: https://swagger.konsentus.com/
- type: GettingStarted
  url: https://developers.konsentus.com/api-reference/getting-started.html
- type: Authentication
  url: https://developers.konsentus.com/api-reference/fi-authentication.html
- type: Versioning
  url: https://developers.konsentus.com/api-reference/endpoint-versioning.html
- type: Errors
  url: https://developers.konsentus.com/api-reference/error-codes.html
- type: Glossary
  url: https://developers.konsentus.com/api-reference/glossary.html
- type: ReleaseNotes
  url: https://developers.konsentus.com/api-reference/release-notes.html
- type: Support
  url: https://developers.konsentus.com/api-reference/support.html
- type: FAQ
  url: https://developers.konsentus.com/api-reference/faqs.html
- type: Sandbox
  url: https://www.konsentus.com/first-psd2-open-banking-tpp-sandbox/
- type: PrivacyPolicy
  url: https://www.konsentus.com/privacy-policy
- type: TermsOfService
  url: https://www.konsentus.com/terms-conditions
- type: AcceptableUsePolicy
  url: https://www.konsentus.com/acceptable-use-policy
- type: CookiePolicy
  url: https://www.konsentus.com/cookie-policy
- type: Contact
  url: https://www.konsentus.com/contact
- type: Blog
  url: https://www.konsentus.com/content-hub
- type: PressReleases
  url: https://www.konsentus.com/press-releases
- type: Events
  url: https://www.konsentus.com/events
- type: LinkedIn
  url: https://www.linkedin.com/company/konsentus/
- type: X
  url: https://twitter.com/konsentus/
- type: GitHubOrganization
  url: https://github.com/konsentus
- type: Features
  data:
  - Real-time Third-Party Provider (TPP) identity verification via eIDAS certificates
  - Real-time TPP regulatory status checking against National Competent Authority (NCA) registers on a pan-EEA basis
  - Support for eIDAS, OBIE, and OBHD certificate test scenarios
  - Certificate Chain Service tracking EU trusted list, QTSP changes, and root/intermediate rotation
  - Immutable audit log of every identity and regulatory check
  - Access token issuance, validation, and lifecycle management on behalf of the ASPSP (OAuth 2.0)
  - Directory of 5,000+ regulated PISPs, AISPs, and ASPSPs
  - Deployment as SaaS API, customer portal, or on-premise
  - Customisable data feed frequency to match business requirements
  - Pay-only-for-what-you-consume commercial model
  - Konsentus Open Trust Platform for central banks and market operators building open finance frameworks
  - Advisory and training services for PSD2, PSD3, and FiDA market participants
  - 250+ financial institutions on the platform with claimed 100% uptime
  sources:
  - https://www.konsentus.com
  - https://www.konsentus.com/konsentus-verify/
  - https://developers.konsentus.com/api-reference/introduction.html
  - https://docs.psd.konsentus.com/
  updated: '2026-05-25'
created: '2026-05-25'
modified: '2026-05-25'
position: Consuming
description: |
  Konsentus is a UK-headquartered specialist provider of identity verification and trust services
  for open banking and open finance ecosystems. Its flagship Konsentus Verify SaaS API gives
  Financial Institutions (ASPSPs) real-time PSD2 Third-Party Provider (TPP) identity and
  regulatory checking against National Competent Authority registers across the EEA, validating
  eIDAS, OBIE, and OBHD certificates with the issuing Qualified Trust Service Provider. The
  Konsentus Certificate Chain Service keeps the eIDAS trust chain current, and the Konsentus
  Open Trust Platform plus advisory practice helps central banks and market operators stand up
  national open finance trust frameworks under PSD2, PSD3, and FiDA. Trusted by 250+ financial
  institutions globally.
maintainers:
- FN: Kin Lane
  email: [email protected]
  X: apievangelist
  url: https://apievangelist.com
specificationVersion: '0.16'