EBANX logo

EBANX

EBANX is a Brazil-founded payments processor specializing in pay-in, payout, and cross-border payments for Latin America and other emerging markets. The EBANX API ecosystem covers Pay-in (Direct API, Payment Page, Payment Link, Drop-in), Payouts (local and cross-border), Foreign Exchange, Card Tokenization, and signed Payment Notifications across 19+ countries including Brazil, Mexico, Colombia, Chile, Argentina, Peru, Ecuador, Bolivia, Uruguay, Paraguay, Costa Rica, Guatemala, Panama, Dominican Republic, India, the Philippines, Kenya, Nigeria, South Africa, and Egypt. EBANX is best known for connecting global merchants to local payment methods like Pix, Pix Automatico, Boleto, OXXO, SPEI, PSE, Efecty, PagoEfectivo, Nequi, Mercado Pago, NuPay, PicPay, and dozens of others, plus an expanding recurring-payments product on top of alternative payment methods.

6 APIs 6 Capabilities 0 Features
PaymentsPay-inPayoutsForeign ExchangeTokenizationLATAMEmerging MarketsPixBoletoOXXOSPEIPSECross-BorderWebhooks

EBANX publishes 6 APIs on the APIs.io network, including Pay-in Direct API, Payment Page API, Tokenization API, and 3 more. Tagged areas include Payments, Pay-in, Payouts, Foreign Exchange, and Tokenization.

The EBANX catalog on APIs.io includes 6 machine-runnable capabilities, 1 event-driven AsyncAPI specification, 1 JSON-LD context, and 1 Spectral governance ruleset.

APIs

EBANX Pay-in Direct API

Direct integration that gives merchants full control of the checkout experience. Accept cards (with optional 3DS and installments), Pix, Boleto, OXXO, SPEI, PSE, Efecty, PagoEfe...

EBANX Payment Page API

Hosted EBANX checkout. The merchant submits payment parameters and EBANX renders the full payment UI, validates the customer input, processes the payment, and returns the custom...

EBANX Tokenization API

Tokenize cards on EBANX so PAN never touches merchant servers, and refresh CVVs on stored tokens before high-risk reuse. Reusable tokens power one-click checkout, subscriptions,...

EBANX FX API

Quote current FX rates between a merchant pricing currency (typically USD or EUR) and EBANX market currencies, and mint a short-lived FX token to lock a rate so a quoted price i...

EBANX Payout API

Send money from a merchant funded balance to a payee bank account or e-wallet in any EBANX market. Supports local payouts (merchant funds in local currency) and cross-border pay...

EBANX Payment Notifications

Signed HTTP POST callbacks delivered to a merchant-configured Notification URL whenever a payment, refund, chargeback, or Pix MED return request changes state. Each callback car...

Capabilities

Card Tokenization

Run with Naftiko

Foreign Exchange

Run with Naftiko

Pay In Direct

Run with Naftiko

Payment Notifications

Run with Naftiko

Payment Page

Run with Naftiko

Payouts

Run with Naftiko

Event Specifications

EBANX Payment Notifications

EBANX sends HTTP POST callbacks to a merchant-configured Notification URL whenever a payment changes state — approved, pending, cancelled, refunded, or chargeback. Each request ...

ASYNCAPI

Semantic Vocabularies

Ebanx Context

35 classes · 0 properties

JSON-LD

API Governance Rules

EBANX API Rules

9 rules · 5 errors 4 warnings

SPECTRAL

Sources

Raw ↑ 
aid: ebanx
url: https://raw.githubusercontent.com/api-evangelist/ebanx/refs/heads/main/apis.yml
name: EBANX
tags:
- Payments
- Pay-in
- Payouts
- Foreign Exchange
- Tokenization
- LATAM
- Emerging Markets
- Pix
- Boleto
- OXXO
- SPEI
- PSE
- Cross-Border
- Webhooks
description: >-
  EBANX is a Brazil-founded payments processor specializing in pay-in, payout,
  and cross-border payments for Latin America and other emerging markets. The
  EBANX API ecosystem covers Pay-in (Direct API, Payment Page, Payment Link,
  Drop-in), Payouts (local and cross-border), Foreign Exchange, Card
  Tokenization, and signed Payment Notifications across 19+ countries
  including Brazil, Mexico, Colombia, Chile, Argentina, Peru, Ecuador,
  Bolivia, Uruguay, Paraguay, Costa Rica, Guatemala, Panama, Dominican
  Republic, India, the Philippines, Kenya, Nigeria, South Africa, and Egypt.
  EBANX is best known for connecting global merchants to local payment methods
  like Pix, Pix Automatico, Boleto, OXXO, SPEI, PSE, Efecty, PagoEfectivo,
  Nequi, Mercado Pago, NuPay, PicPay, and dozens of others, plus an expanding
  recurring-payments product on top of alternative payment methods.
image: https://www.ebanx.com/static/images/ebanx-symbol-yellow.svg
created: '2026-05-24'
modified: '2026-05-24'
position: Consuming
specificationVersion: '0.18'
humanURL: https://www.ebanx.com
baseURL: https://api.ebanxpay.com
apis:
- aid: ebanx:ebanx-pay-in-direct-api
  name: EBANX Pay-in Direct API
  tags:
  - Payments
  - Pay-in
  - Direct API
  - Pix
  - Boleto
  - OXXO
  - SPEI
  - PSE
  - Cards
  humanURL: https://docs.ebanx.com/api/
  baseURL: https://api.ebanxpay.com
  properties:
  - url: https://docs.ebanx.com/api/
    type: APIReference
  - url: https://docs.ebanx.com/docs/pay-in/solution/integration-methods/direct-api
    type: Documentation
  - url: https://docs.ebanx.com/docs/pay-in/solution/pay-in-guide
    type: Documentation
  - url: openapi/ebanx-pay-in-direct-api-openapi.yml
    type: OpenAPI
  - url: json-schema/ebanx-payment-schema.json
    type: JSONSchema
  - url: json-schema/ebanx-refund-schema.json
    type: JSONSchema
  - url: json-structure/ebanx-payment-structure.json
    type: JSONStructure
  - url: examples/ebanx-create-direct-payment-pix-example.json
    type: Example
  - url: examples/ebanx-create-direct-payment-card-example.json
    type: Example
  - type: NaftikoCapability
    url: capabilities/pay-in-direct.yaml
  description: >-
    Direct integration that gives merchants full control of the checkout
    experience. Accept cards (with optional 3DS and installments), Pix, Boleto,
    OXXO, SPEI, PSE, Efecty, PagoEfectivo, and many local e-wallets across
    EBANX markets. Includes capture, query, cancel, refund, refundOrCancel,
    installment-plan lookup, BIN lookup, available-banks lookup, available
    e-wallets lookup, and customer bank-info resend.

- aid: ebanx:ebanx-payment-page-api
  name: EBANX Payment Page API
  tags:
  - Payments
  - Pay-in
  - Hosted Checkout
  humanURL: https://docs.ebanx.com/docs/pay-in/solution/integration-methods/payment-page
  baseURL: https://api.ebanxpay.com
  properties:
  - url: https://docs.ebanx.com/docs/pay-in/solution/integration-methods/payment-page
    type: Documentation
  - url: openapi/ebanx-payment-page-api-openapi.yml
    type: OpenAPI
  - type: NaftikoCapability
    url: capabilities/payment-page.yaml
  description: >-
    Hosted EBANX checkout. The merchant submits payment parameters and EBANX
    renders the full payment UI, validates the customer input, processes the
    payment, and returns the customer to the merchant via a redirect URL.
    Ideal for merchants who want to outsource PCI scope and per-market UI work.

- aid: ebanx:ebanx-tokenization-api
  name: EBANX Tokenization API
  tags:
  - Payments
  - Tokenization
  - Cards
  - PCI
  humanURL: https://docs.ebanx.com/api/
  baseURL: https://api.ebanxpay.com
  properties:
  - url: https://docs.ebanx.com/api/
    type: APIReference
  - url: openapi/ebanx-tokenization-api-openapi.yml
    type: OpenAPI
  - url: json-schema/ebanx-card-token-schema.json
    type: JSONSchema
  - type: NaftikoCapability
    url: capabilities/card-tokenization.yaml
  description: >-
    Tokenize cards on EBANX so PAN never touches merchant servers, and refresh
    CVVs on stored tokens before high-risk reuse. Reusable tokens power
    one-click checkout, subscriptions, and stored-card flows.

- aid: ebanx:ebanx-fx-api
  name: EBANX FX API
  tags:
  - Foreign Exchange
  - FX
  - Cross-Border
  humanURL: https://docs.ebanx.com/api/
  baseURL: https://api.ebanxpay.com
  properties:
  - url: https://docs.ebanx.com/api/
    type: APIReference
  - url: openapi/ebanx-fx-api-openapi.yml
    type: OpenAPI
  - type: NaftikoCapability
    url: capabilities/foreign-exchange.yaml
  description: >-
    Quote current FX rates between a merchant pricing currency (typically USD
    or EUR) and EBANX market currencies, and mint a short-lived FX token to
    lock a rate so a quoted price is honored when the underlying Direct
    Payment is captured.

- aid: ebanx:ebanx-payout-api
  name: EBANX Payout API
  tags:
  - Payouts
  - Disbursements
  - Cross-Border
  - LATAM
  humanURL: https://docs.ebanx.com/docs/payout/payouts-overview
  baseURL: https://api.ebanxpay.com
  properties:
  - url: https://docs.ebanx.com/docs/payout/payouts-overview
    type: Documentation
  - url: https://docs.ebanx.com/api/
    type: APIReference
  - url: openapi/ebanx-payout-api-openapi.yml
    type: OpenAPI
  - url: json-schema/ebanx-payout-schema.json
    type: JSONSchema
  - url: json-structure/ebanx-payout-structure.json
    type: JSONStructure
  - url: examples/ebanx-create-payout-example.json
    type: Example
  - type: NaftikoCapability
    url: capabilities/payouts.yaml
  description: >-
    Send money from a merchant funded balance to a payee bank account or
    e-wallet in any EBANX market. Supports local payouts (merchant funds in
    local currency) and cross-border payouts (merchant deposits USD and EBANX
    converts to the payee currency). Includes create, commit, cancel,
    retrieve, search, simulate, attach invoice, balance, bank list, bank
    detail, payee creation, and bank-account verification.

- aid: ebanx:ebanx-notifications
  name: EBANX Payment Notifications
  tags:
  - Webhooks
  - Notifications
  - Events
  humanURL: https://docs.ebanx.com/docs/payments/guides/features/payment-notifications/
  properties:
  - url: https://docs.ebanx.com/docs/payments/guides/features/payment-notifications/
    type: Documentation
  - url: asyncapi/ebanx-notifications-asyncapi.yml
    type: AsyncAPI
  - url: examples/ebanx-payment-notification-example.json
    type: Example
  - type: NaftikoCapability
    url: capabilities/payment-notifications.yaml
  description: >-
    Signed HTTP POST callbacks delivered to a merchant-configured Notification
    URL whenever a payment, refund, chargeback, or Pix MED return request
    changes state. Each callback carries the EBANX hash so the merchant can
    re-query the Direct API for authoritative payment state.

properties:
- url: https://www.ebanx.com
  type: Portal
- url: https://www.ebanx.com/en/
  type: Marketing
- url: https://business.ebanx.com
  type: Portal
- url: https://insights.ebanx.com
  type: Content
- url: https://docs.ebanx.com
  type: Documentation
- url: https://docs.ebanx.com/api/
  type: APIReference
- url: https://docs.ebanx.com/docs/get-started/api-ecosystem
  type: GettingStarted
- url: https://docs.ebanx.com/docs/pay-in/dev-tools/postman
  type: Postman
- url: https://docs.ebanx.com/docs/pay-in/features/ebanx-js
  name: ebanx.js
  type: SDK
- url: https://github.com/ebanx
  type: GitHubOrganization
- url: https://github.com/ebanx/lib-js
  name: ebanx lib-js (JavaScript / TypeScript)
  type: SDK
- url: https://github.com/ebanx/benjamin
  name: benjamin (PHP business rules library)
  type: SDK
- url: https://github.com/ebanx/woocommerce-gateway-ebanx
  name: EBANX WooCommerce Gateway
  type: Plugin
- url: https://github.com/ebanx/magento2-gateway-ebanx
  name: EBANX Magento 2 Gateway
  type: Plugin
- url: https://github.com/ebanx/device-fingerprint
  name: EBANX Device Fingerprint
  type: SDK
- url: https://github.com/ebanx/ebanx-pay-ruby-sdk
  name: EBANX Pay Ruby SDK
  type: SDK
- url: https://www.linkedin.com/company/ebanx/
  type: LinkedIn
- url: https://twitter.com/EBANX
  type: Twitter
- url: https://www.ebanx.com/en/contact/#sales
  type: Sales
- url: https://www.ebanx.com/en/legal/merchants/terms-and-conditions-for-payment-processing-services/
  type: TermsOfService
- url: plans/ebanx-plans-pricing.yml
  type: Plans
- url: rate-limits/ebanx-rate-limits.yml
  type: RateLimits
- url: finops/ebanx-finops.yml
  type: FinOps
- url: vocabulary/ebanx-vocabulary.yml
  type: Vocabulary
- url: json-ld/ebanx-context.jsonld
  type: JSONLD
- url: rules/ebanx-rules.yml
  type: SpectralRuleset

- type: Features
  data:
  - Pay-in Direct API for full-control checkout across 100+ local payment methods
  - Payment Page hosted checkout (PCI scope handled by EBANX)
  - Payment Link no-code checkout via the EBANX dashboard
  - Drop-in pre-built UI component for embedded payment selection
  - Pix and Pix Automatico (recurring Pix) in Brazil
  - Boleto Bancario in Brazil
  - OXXO and SPEI in Mexico
  - PSE and Nequi in Colombia
  - Efecty, PagoEfectivo, Rapipago, PagoFacil in the Andean region
  - Card payments (Visa, Mastercard, Amex, Hipercard, Elo, Diners) with 3DS
  - Card installments (parcelamento) with installment-plan lookup
  - Card tokenization with reusable tokens and per-charge CVV refresh
  - Payouts to local bank accounts and e-wallets in 19+ markets
  - Cross-border payouts where merchant funds in USD and EBANX converts to local currency
  - Real-time payout balance and bank/account verification
  - Mass payouts for payroll, marketplace seller payments, and gig disbursements
  - Foreign exchange quotes and FX tokens for locked-rate payments
  - Refund and chargeback APIs with MED Pix return-request handling
  - Signed Payment Notifications webhook for payment, refund, chargeback, and MED Pix events
  - Sandbox environment with test cards and simulated payment methods
  - Postman collections and Insomnia exports for every API surface
  - ebanx.js for in-browser card tokenization, 3DS, and device fingerprinting
  - Open-source WooCommerce and Magento 2 gateway plugins
  - Self-serve sub-product for Brazil SMB via Juno / EBANX Pay
  - Geographic coverage: BR, MX, CO, CL, AR, PE, EC, BO, PY, UY, GT, CR, PA, DO, IN, PH, KE, NG, ZA, EG
  sources:
  - https://www.ebanx.com/en/
  - https://docs.ebanx.com
  - https://docs.ebanx.com/docs/get-started/api-ecosystem
  - https://docs.ebanx.com/docs/pay-in/solution/pay-in-guide
  - https://docs.ebanx.com/docs/payout/payouts-overview
  - https://business.ebanx.com/en/press-room/press-releases/ebanx-acquires-b2b-fintech-juno-in-brazil
  updated: '2026-05-24'

maintainers:
- FN: Kin Lane
  email: [email protected]
  X: apievangelist
  url: https://apievangelist.com
- name: EBANX Sales Engineering
  email: [email protected]
  url: https://www.ebanx.com