CyberSource

name: CyberSource
description: >-
  CyberSource, a Visa solution, is a global payment management platform that
  enables businesses to accept payments online, in-app, and in-person. It
  provides REST APIs for payment authorization and processing, fraud management
  via Decision Manager, payment tokenization, recurring billing, payouts, and
  comprehensive post-transaction reporting. The platform operates across 190+
  countries and supports card-present, card-not-present, digital wallets,
  alternative payment methods, and buy-now-pay-later integrations.
image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
url: https://raw.githubusercontent.com/api-evangelist/cybersource/refs/heads/main/apis.yml
version: '0.19'
modified: '2026-06-13'
created: '2026-06-13'
specificationVersion: '0.19'
tags:
  - Payments
  - Payment Processing
  - Fraud Management
  - Tokenization
  - Recurring Billing
  - Payouts
  - Payment Gateway
  - Financial Technology

apis:

  - name: CyberSource Payments API
    description: >-
      Processes payment transactions including authorization, capture, void, and
      refund for credit cards, debit cards, and prepaid cards. Supports online
      and card-present transactions, multi-currency, Level 2/Level 3 data,
      dynamic currency conversion, and specialized payment types including
      airline, healthcare, and ACH/eCheck.
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developer.cybersource.com/docs/cybs/en-us/payments/developer/all/rest/payments.html
    baseURL: https://api.cybersource.com
    tags:
      - Payments
      - Authorization
      - Capture
      - Refund
      - ACH
      - eCheck
    properties:
      - type: Documentation
        url: https://developer.cybersource.com/docs/cybs/en-us/payments/developer/all/rest/payments.html
      - type: OpenAPI
        url: https://developer.cybersource.com/api-reference-assets/index.html
      - type: OpenAPI
        url: https://raw.githubusercontent.com/api-evangelist/cybersource/refs/heads/main/openapi/openapi.json
    contact:
      - FN: CyberSource Developer Support
        url: https://developer.cybersource.com/
        email: ''

  - name: CyberSource Token Management Service (TMS) API
    description: >-
      Securely tokenizes, stores, and manages customer payment credentials and
      card data. Supports instrument identifiers, payment instruments, customer
      profiles, network tokens, and cryptograms. Reduces PCI DSS scope by
      replacing sensitive card data with non-sensitive tokens and supports
      stored credentials for recurring and one-click payment flows.
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developer.cybersource.com/docs/cybs/en-us/tms/developer/all/rest/tms.html
    baseURL: https://api.cybersource.com
    tags:
      - Tokenization
      - Token Management
      - PCI DSS
      - Stored Credentials
      - Network Tokens
    properties:
      - type: Documentation
        url: https://developer.cybersource.com/docs/cybs/en-us/tms/developer/all/rest/tms.html
    contact:
      - FN: CyberSource Developer Support
        url: https://developer.cybersource.com/
        email: ''

  - name: CyberSource Decision Manager API
    description: >-
      Provides AI-powered fraud detection and risk management using machine
      learning models trained on Visa and CyberSource transaction data. Offers
      real-time fraud scoring, custom rules, device fingerprinting, account
      takeover protection, case management, and post-transactional review
      workflows. Supports list management, fraud marking, and hierarchical
      organization-level rules.
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developer.cybersource.com/docs/cybs/en-us/fraud/developer/all/rest/fraud.html
    baseURL: https://api.cybersource.com
    tags:
      - Fraud Management
      - Decision Manager
      - Risk Management
      - Machine Learning
      - Fraud Detection
    properties:
      - type: Documentation
        url: https://developer.cybersource.com/docs/cybs/en-us/fraud/developer/all/rest/fraud.html
    contact:
      - FN: CyberSource Developer Support
        url: https://developer.cybersource.com/
        email: ''

  - name: CyberSource Recurring Billing API
    description: >-
      Enables subscription management and automated recurring payments without
      storing sensitive card data. Create and manage subscription plans, customer
      billing agreements, and on-demand charges. Supports trial periods,
      installment billing, standing orders, and integrates with Token Management
      Service for secure credential storage.
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developer.cybersource.com/docs/cybs/en-us/recurring-billing/developer/all/rest/recurring-billing.html
    baseURL: https://api.cybersource.com
    tags:
      - Recurring Billing
      - Subscriptions
      - Installments
      - Stored Credentials
    properties:
      - type: Documentation
        url: https://developer.cybersource.com/docs/cybs/en-us/recurring-billing/developer/all/rest/recurring-billing.html
    contact:
      - FN: CyberSource Developer Support
        url: https://developer.cybersource.com/
        email: ''

  - name: CyberSource Payouts API
    description: >-
      Delivers funds directly to recipients via eligible Visa and Mastercard
      debit accounts using Account Funding Transactions (AFT) and Original Credit
      Transactions (OCT). Supports use cases including gig economy worker
      payments, insurance disbursements, gaming winnings, and marketplace seller
      payouts across global markets.
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developer.cybersource.com/docs/cybs/en-us/payouts/developer/all/rest/payouts.html
    baseURL: https://api.cybersource.com
    tags:
      - Payouts
      - Disbursements
      - Account Funding
      - OCT
      - AFT
    properties:
      - type: Documentation
        url: https://developer.cybersource.com/docs/cybs/en-us/payouts/developer/all/rest/payouts.html
    contact:
      - FN: CyberSource Developer Support
        url: https://developer.cybersource.com/
        email: ''

  - name: CyberSource Flex Microform API
    description: >-
      PCI DSS-compliant hosted payment field solution that replaces sensitive
      card input fields with secure CyberSource-hosted iFrame components.
      Encrypts card data on the customer's device before transmission, generates
      transient tokens for server-side processing, and significantly reduces PCI
      scope for merchants.
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developer.cybersource.com/docs/cybs/en-us/digital-accept-flex/developer/all/rest/digital-accept-flex/microform-integ-v2.html
    baseURL: https://api.cybersource.com
    tags:
      - Flex Microform
      - Tokenization
      - PCI DSS
      - Hosted Fields
      - Secure Acceptance
    properties:
      - type: Documentation
        url: https://developer.cybersource.com/docs/cybs/en-us/digital-accept-flex/developer/all/rest/digital-accept-flex/microform-integ-v2.html
    contact:
      - FN: CyberSource Developer Support
        url: https://developer.cybersource.com/
        email: ''

  - name: CyberSource Unified Checkout API
    description: >-
      Pre-built, customizable payment acceptance widget supporting multiple
      payment methods from a single integration. Supports credit/debit cards,
      digital wallets (Apple Pay, Google Pay, Click to Pay), buy-now-pay-later
      providers, and alternative payment methods. Reduces development burden and
      accelerates time-to-live for multi-method checkout flows.
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developer.cybersource.com/docs/cybs/en-us/digital-accept-flex/developer/all/rest/digital-accept-flex/uc-intro.html
    baseURL: https://api.cybersource.com
    tags:
      - Unified Checkout
      - Digital Wallets
      - Apple Pay
      - Google Pay
      - Buy Now Pay Later
    properties:
      - type: Documentation
        url: https://developer.cybersource.com/docs/cybs/en-us/digital-accept-flex/developer/all/rest/digital-accept-flex/uc-intro.html
    contact:
      - FN: CyberSource Developer Support
        url: https://developer.cybersource.com/
        email: ''

  - name: CyberSource Payer Authentication (3D Secure) API
    description: >-
      Implements 3D Secure 2.x authentication to reduce fraud liability and
      enable frictionless payment experiences. Checks enrollment, validates
      payer authentication responses, and integrates with issuer bank
      authentication flows. Helps merchants shift chargeback liability and
      satisfy Strong Customer Authentication (SCA) requirements in regulated
      markets.
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developer.cybersource.com/docs/cybs/en-us/payer-authentication/developer/all/rest/payer-auth.html
    baseURL: https://api.cybersource.com
    tags:
      - Payer Authentication
      - 3D Secure
      - Fraud Prevention
      - SCA
      - Chargeback Liability
    properties:
      - type: Documentation
        url: https://developer.cybersource.com/docs/cybs/en-us/payer-authentication/developer/all/rest/payer-auth.html
    contact:
      - FN: CyberSource Developer Support
        url: https://developer.cybersource.com/
        email: ''

  - name: CyberSource Reporting API
    description: >-
      Generates financial, reconciliation, and operational reports covering
      transaction history, settlement data, chargebacks, and OCT activity.
      Supports on-demand report generation, scheduled report subscriptions, and
      report download by date range. Provides data for accounting reconciliation,
      business intelligence, and compliance requirements.
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developer.cybersource.com/docs/cybs/en-us/reporting/developer/all/rest/reporting.html
    baseURL: https://api.cybersource.com
    tags:
      - Reporting
      - Reconciliation
      - Financial Reports
      - Analytics
    properties:
      - type: Documentation
        url: https://developer.cybersource.com/docs/cybs/en-us/reporting/developer/all/rest/reporting.html
    contact:
      - FN: CyberSource Developer Support
        url: https://developer.cybersource.com/
        email: ''

  - name: CyberSource Transaction Search API
    description: >-
      Enables merchants to query, filter, and retrieve transaction records by
      various criteria including date range, amount, card type, merchant
      reference number, and transaction status. Supports both individual
      transaction detail retrieval and batch queries for operational monitoring
      and customer service workflows.
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developer.cybersource.com/docs/cybs/en-us/reporting/developer/all/rest/reporting/txn-search.html
    baseURL: https://api.cybersource.com
    tags:
      - Transaction Search
      - Transaction Details
      - Reporting
    properties:
      - type: Documentation
        url: https://developer.cybersource.com/docs/cybs/en-us/reporting/developer/all/rest/reporting/txn-search.html
    contact:
      - FN: CyberSource Developer Support
        url: https://developer.cybersource.com/
        email: ''

  - name: CyberSource Webhooks API
    description: >-
      Event-driven notification system that delivers real-time alerts for payment
      events, fraud decisions, and system state changes to merchant-configured
      endpoints. Supports digital signatures for payload verification, retry
      logic for failed deliveries, and multiple event subscription types.
      Webhooks v2 is the current supported version following decommission of v1.
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developer.cybersource.com/docs/cybs/en-us/webhooks/developer/all/rest/webhooks.html
    baseURL: https://api.cybersource.com
    tags:
      - Webhooks
      - Event Notifications
      - Real-time
    properties:
      - type: Documentation
        url: https://developer.cybersource.com/docs/cybs/en-us/webhooks/developer/all/rest/webhooks.html
    contact:
      - FN: CyberSource Developer Support
        url: https://developer.cybersource.com/
        email: ''

  - name: CyberSource Boarding API
    description: >-
      Programmatically creates and manages hierarchical merchant account
      structures representing business units, divisions, and sub-merchants.
      Enables ISOs, payment facilitators, and technology partners to onboard
      merchants, configure product settings, and manage organizational
      hierarchies at scale through REST API calls.
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developer.cybersource.com/docs/cybs/en-us/account-management/developer/all/rest/account-mgmt.html
    baseURL: https://api.cybersource.com
    tags:
      - Account Management
      - Merchant Onboarding
      - Hierarchies
      - Payment Facilitators
    properties:
      - type: Documentation
        url: https://developer.cybersource.com/docs/cybs/en-us/account-management/developer/all/rest/account-mgmt.html
    contact:
      - FN: CyberSource Developer Support
        url: https://developer.cybersource.com/
        email: ''

  - name: CyberSource Invoicing API
    description: >-
      Creates and manages payment invoices with customizable fields, due dates,
      and customer information. Generates shareable payment links, tracks invoice
      status, and enables merchants to collect payments via email-delivered
      invoices without requiring customer account creation or full checkout
      integration.
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developer.cybersource.com/docs/cybs/en-us/invoicing/developer/all/rest/invoicing.html
    baseURL: https://api.cybersource.com
    tags:
      - Invoicing
      - Payment Links
      - Pay By Link
    properties:
      - type: Documentation
        url: https://developer.cybersource.com/docs/cybs/en-us/invoicing/developer/all/rest/invoicing.html
    contact:
      - FN: CyberSource Developer Support
        url: https://developer.cybersource.com/
        email: ''

  - name: CyberSource BIN Lookup API
    description: >-
      Identifies card type, issuing bank, country of origin, and fast funds
      eligibility based on the Bank Identification Number (BIN) extracted from
      payment card numbers. Helps merchants optimize checkout routing decisions,
      apply appropriate fee structures, and support dynamic currency conversion
      logic.
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developer.cybersource.com/docs/cybs/en-us/bin-lookup/developer/all/rest/bin-lookup.html
    baseURL: https://api.cybersource.com
    tags:
      - BIN Lookup
      - Card Identification
      - Fast Funds
      - Routing
    properties:
      - type: Documentation
        url: https://developer.cybersource.com/docs/cybs/en-us/bin-lookup/developer/all/rest/bin-lookup.html
    contact:
      - FN: CyberSource Developer Support
        url: https://developer.cybersource.com/
        email: ''

  - name: CyberSource Intelligent Commerce API
    description: >-
      Unified API suite for secure, cross-network agent-initiated payments
      enabling seamless merchant onboarding, card enrollment, and transaction
      management. Designed to support AI agent workflows, automated payment
      orchestration, and programmatic commerce integrations for next-generation
      payment scenarios.
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developer.cybersource.com/
    baseURL: https://api.cybersource.com
    tags:
      - Intelligent Commerce
      - AI Payments
      - Agent Payments
      - Payment Orchestration
    properties:
      - type: Documentation
        url: https://developer.cybersource.com/
    contact:
      - FN: CyberSource Developer Support
        url: https://developer.cybersource.com/
        email: ''

common:
  - type: Portal
    url: https://developer.cybersource.com/
  - type: Documentation
    url: https://docs.cybersource.com/en/main.html
  - type: GettingStarted
    url: https://developer.cybersource.com/docs/cybs/en-us/platform/developer/all/rest/rest-getting-started.html
  - type: APIReference
    url: https://developer.cybersource.com/api-reference-assets/index.html
  - type: SDKs
    url: https://developer.cybersource.com/api/developer-guides.html
  - type: GitHub
    url: https://github.com/CyberSource
  - type: Status
    url: https://status.cybersource.com/
  - type: ReleaseNotes
    url: https://docs.cybersource.com/en/release-notes/index.html
  - type: Community
    url: https://community.developer.cybersource.com/
  - type: Support
    url: https://support.cybersource.com/
  - type: Sandbox
    url: https://developer.cybersource.com/hello-world/sandbox.html
  - type: TestingGuide
    url: https://developer.cybersource.com/hello-world/testing-guide.html
  - type: ResponseCodes
    url: https://developer.cybersource.com/api/reference/response-codes.html
  - type: Plans
    url: https://raw.githubusercontent.com/api-evangelist/cybersource/refs/heads/main/plans/plans.yml
  - type: RateLimits
    url: https://raw.githubusercontent.com/api-evangelist/cybersource/refs/heads/main/rate-limits/rate-limits.yml
  - type: FinOps
    url: https://raw.githubusercontent.com/api-evangelist/cybersource/refs/heads/main/finops/finops.yml

maintainers:
  - FN: API Evangelist
    url: https://apievangelist.com
    email: [email protected]