Commonwealth Bank

aid: commonwealth-bank
url: https://raw.githubusercontent.com/api-evangelist/commonwealth-bank/refs/heads/main/apis.yml
name: Commonwealth Bank
type: Index
image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
tags:
  - Financial
  - Banks
  - Consumer Banking
  - Business Banking
  - Open Banking
  - CDR
  - Australia
description: >-
  Commonwealth Bank of Australia (CBA) is Australia's largest bank by market
  capitalization providing retail, business, and institutional banking
  services. CBA serves millions of customers through NetBank online banking,
  the CommBank mobile app, CommBiz for business customers, CommBank Yello
  loyalty, and participates as an Accredited Data Holder under the
  Australian Consumer Data Right (CDR) Open Banking regime.
created: '2026-05-05'
modified: '2026-05-16'
specificationVersion: '0.19'
apis:
  - aid: commonwealth-bank:cba-cdr-open-banking-api
    name: CommBank Consumer Data Right (CDR) Open Banking API
    tags:
      - Open Banking
      - CDR
      - Accounts
      - Transactions
      - Data Sharing
    humanURL: https://www.commbank.com.au/digital-banking/data-sharing.html
    properties:
      - url: https://www.commbank.com.au/digital-banking/data-sharing.html
        type: Documentation
      - url: https://cdr.gov.au/
        type: Standard
    description: >-
      Commonwealth Bank is an Accredited Data Holder under Australia's
      Consumer Data Right (CDR) regime. The CDR API exposes consumer
      and business banking data including accounts, balances, transactions,
      direct debits, payees, product reference data, and customer
      details to Accredited Data Recipients with explicit customer
      consent. The API conforms to the Australian Banking Data Standards.

  - aid: commonwealth-bank:commbank-mobile-app
    name: CommBank Mobile App
    tags:
      - Mobile App
      - Banking
      - Payments
      - Money Plan
    humanURL: https://www.commbank.com.au/digital-banking/commbank-app.html
    properties:
      - url: https://www.commbank.com.au/digital-banking/commbank-app.html
        type: Documentation
    description: >-
      The CommBank mobile app is the bank's primary digital channel
      for personal customers offering account management, transfers,
      bill payment via BPAY, mobile cheque deposit, PayID, NPP real-time
      transfers, card controls, Money Plan budgeting tools, and the
      Yello loyalty program.

  - aid: commonwealth-bank:netbank
    name: NetBank
    tags:
      - Online Banking
      - Web Banking
      - Self Service
    humanURL: https://www.commbank.com.au/digital-banking/netbank.html
    properties:
      - url: https://www.commbank.com.au/digital-banking/netbank.html
        type: Documentation
    description: >-
      NetBank is CommBank's web-based online banking platform giving
      personal customers access to account details, transactions,
      transfers, BPAY payments, statements, card services, and
      customer self-service.

  - aid: commonwealth-bank:commbiz
    name: CommBiz
    tags:
      - Business Banking
      - Treasury
      - Payments
    humanURL: https://www.commbank.com.au/business/digital-banking/commbiz.html
    properties:
      - url: https://www.commbank.com.au/business/digital-banking/commbiz.html
        type: Documentation
    description: >-
      CommBiz is CommBank's business and corporate online banking
      platform supporting multi-user payments, account management,
      bulk payments, foreign exchange, file-based banking, treasury
      management, and bank-to-customer integration.

  - aid: commonwealth-bank:commbank-yello
    name: CommBank Yello
    tags:
      - Loyalty
      - Rewards
      - Customer Recognition
    humanURL: https://www.commbank.com.au/banking/yello.html
    properties:
      - url: https://www.commbank.com.au/banking/yello.html
        type: Documentation
    description: >-
      CommBank Yello is the bank's customer recognition and rewards
      program offering eligible customers exclusive cashback offers,
      partner discounts, fee waivers, and home loan benefits surfaced
      through the CommBank mobile app.

  - aid: commonwealth-bank:commbank-merchant-payments
    name: CommBank Merchant Payments
    tags:
      - Payments
      - Merchant Services
      - EFTPOS
      - Ecommerce
    humanURL: https://www.commbank.com.au/business/payments.html
    properties:
      - url: https://www.commbank.com.au/business/payments.html
        type: Documentation
    description: >-
      CommBank provides merchant payment acceptance through EFTPOS
      terminals, eCommerce gateways, BPAY merchant services, Smart
      mini and Smart Pos terminals, and online card acceptance. Includes
      integrations with major eCommerce platforms.

  - aid: commonwealth-bank:commbank-international
    name: CommBank International Payments
    tags:
      - International
      - FX
      - Cross-Border Payments
    humanURL: https://www.commbank.com.au/international.html
    properties:
      - url: https://www.commbank.com.au/international.html
        type: Documentation
    description: >-
      CommBank International Payments provides foreign exchange,
      international money transfer, travel money cards, and overseas
      payment services for retail and business customers, including
      SWIFT integration for cross-border payments.

  - aid: commonwealth-bank:commbank-app-api-banking
    name: CommBank API Banking for Business
    tags:
      - API Banking
      - Business
      - Payments
      - Integration
    humanURL: https://www.commbank.com.au/business/payments/online-payments.html
    properties:
      - url: https://www.commbank.com.au/business/payments/online-payments.html
        type: Documentation
    description: >-
      CommBank API Banking provides programmatic banking interfaces
      for business customers covering payments, account information,
      reconciliation, and direct integration with ERP and accounting
      systems for automated treasury operations.
common:
  - type: GitHubOrganization
    url: https://github.com/commbank
  - type: LinkedIn
    url: https://www.linkedin.com/company/commonwealthbank
  - type: Website
    url: https://www.commbank.com.au/
  - type: Login
    url: https://www.my.commbank.com.au/netbank/Logon/Logon.aspx
  - type: Business
    url: https://www.commbank.com.au/business.html
  - type: InvestorRelations
    url: https://www.commbank.com.au/about-us/shareholders.html
  - type: Security
    url: https://www.commbank.com.au/support/security.html
  - type: DataSharing
    url: https://www.commbank.com.au/digital-banking/data-sharing.html
  - type: Features
    data:
      - name: Personal Banking
        description: Everyday accounts, savings, home loans, credit cards, and personal loans.
      - name: Business Banking
        description: Business accounts, lending, merchant services, and CommBiz integration.
      - name: Open Banking (CDR)
        description: Accredited Data Holder under Australia's Consumer Data Right with secure data sharing.
      - name: Mobile Banking
        description: CommBank app with Money Plan budgeting, card controls, and Yello rewards.
      - name: Loyalty Recognition
        description: CommBank Yello customer recognition with cashback offers and fee waivers.
      - name: Merchant Payments
        description: EFTPOS, eCommerce, and integrated payment acceptance for businesses.
      - name: International Payments
        description: FX, SWIFT, and travel money card services for personal and business customers.
      - name: API Banking
        description: Programmatic banking interfaces for business and corporate integration.
      - name: Real-Time Payments
        description: NPP and PayID instant transfer support across personal and business channels.
  - type: UseCases
    data:
      - name: Open Banking Data Sharing
        description: Authorized third parties access consumer banking data via CDR with consumer consent.
      - name: Business Reconciliation
        description: Automated reconciliation of accounts and payments via API Banking integrations.
      - name: Merchant Acceptance
        description: SME and enterprise card acceptance through CommBank merchant solutions.
      - name: Consumer Mobile Banking
        description: Daily banking, transfers, and budgeting through the CommBank app.
      - name: Cross-Border Payments
        description: Send and receive international payments for retail and business customers.
      - name: Treasury Operations
        description: Corporate treasury automation using CommBiz and API Banking.
  - type: Integrations
    data:
      - name: NPP Australia
        description: New Payments Platform real-time clearing and settlement integration.
      - name: BPAY
        description: BPAY scheme for bill payment and merchant collections.
      - name: PayID
        description: PayID alias-based addressing for NPP real-time payments.
      - name: SWIFT
        description: SWIFT messaging for cross-border payments and correspondent banking.
      - name: CDR Ecosystem
        description: Consumer Data Right data sharing with Accredited Data Recipients.
      - name: Mastercard and Visa
        description: Major card scheme acquiring and issuing partnerships.
maintainers:
  - FN: Kin Lane
    email: [email protected]