Capital One

aid: capital-one
url: >-
  https://raw.githubusercontent.com/api-evangelist/capital-one/refs/heads/main/apis.yml
apis:
  - aid: capital-one:account-lookup-api
    name: Capital One Account Lookup API
    tags: []
    humanURL: 
      https://developer.capitalone.com/products/account-lookup?id=24064-1
    properties:
      - url: https://developer.capitalone.com/products/account-lookup?id=24064-1
        type: Documentation
    description: >-
      The Capital One Account Lookup API is a tool designed to help users easily access
      and retrieve information about their accounts with Capital One. By integrating
      this API into their applications or platforms, users can quickly search for
      specific account details, such as account balance, transaction history, or account
      status. This API provides a convenient and efficient way for users to manage
      their finances, track their spending, and stay organized with their Capital
      One accounts.
  - aid: capital-one:authorizations-api
    name: Capital One Authorizations API
    tags: []
    humanURL: 
      https://developer.capitalone.com/products/authorizations?id=658618-1
    properties:
      - url: https://developer.capitalone.com/documentation/o-auth
        type: Documentation
    description: >-
      Capital One Authorizations API allows developers to programmatically verify
      and authorize financial transactions using Capital One's secure platform. This
      API provides real-time validation of payment information, helps prevent fraudulent
      activity, and ensures that only valid transactions are processed. By integrating
      this API into their applications, businesses can streamline their payment processing,
      improve customer satisfaction, and reduce the risk of financial losses.
  - aid: capital-one:credit-offers-api
    name: Capital One Credit Offers API
    tags: []
    humanURL: https://developer.capitalone.com/products/credit-offers?id=3105-3
    properties:
      - url: https://developer.capitalone.com/products/credit-offers?id=3105-3
        type: Documentation
    description: >-
      The Capital One Credit Offers API provides developers with access to a wide
      range of credit card offers from Capital One. This API allows users to retrieve
      information on various credit card options, including rewards programs, interest
      rates, fees, and eligibility requirements. By integrating this API into their
      applications, developers can provide their users with personalized recommendations
      for credit cards that best suit their financial needs and goals.
  - aid: capital-one:customer-transactions
    name: Capital One Customer Transactions
    tags: []
    humanURL: 
      https://developer.capitalone.com/products/customer-transactions?id=3313-1
    properties:
      - url: >-
          https://developer.capitalone.com/products/customer-transactions?id=3313-1
        type: Documentation
    description: >-
      Capital One Customer Transactions is a division of the financial services company
      Capital One that focuses on managing and processing customer transactions. This
      team is responsible for ensuring that all financial interactions between Capital
      One and its customers are handled accurately and efficiently. They are tasked
      with processing payments, overseeing deposits and withdrawals, and resolving
      any discrepancies that may arise during the transaction process.
  - aid: >-
      capital-one:data-protection-and-client-authentication-public-key-sharing-api
    name: >-
      Capital One Data Protection and Client Authentication Public Key Sharing
      API
    tags: []
    humanURL: >-
      https://developer.capitalone.com/products/data-protection-and-client-authentication-public-key-sharing?id=9721-1
    properties:
      - url: >-
          https://developer.capitalone.com/products/data-protection-and-client-authentication-public-key-sharing?id=9721-1
        type: Documentation
    description: >-
      The Capital One Data Protection and Client Authentication Public Key Sharing
      API is a secure and efficient solution for encrypting and authenticating client
      data in transit. This API allows clients to securely share public keys with
      Capital One, enabling secure communication and data exchange. By using advanced
      encryption techniques and secure key exchange mechanisms, the API ensures that
      sensitive client information remains protected and confidential throughout the
      entire data transfer process.
  - aid: capital-one:digital-auto-financing-credit-application-api
    name: Capital One Digital Auto Financing Credit Application API
    tags: []
    humanURL: >-
      https://developer.capitalone.com/products/digital-auto-financing-credit-application?id=647907-1
    properties:
      - url: >-
          https://developer.capitalone.com/products/digital-auto-financing-credit-application?id=647907-1
        type: Documentation
    description: >-
      The Capital One Digital Auto Financing Credit Application API is a tool that
      allows users to seamlessly apply for auto financing through Capital One's digital
      platform. This API streamlines the credit application process by automating
      the verification and approval process, making it easier and more efficient for
      customers to access the funds they need to purchase a vehicle.
  - aid: capital-one:enhanced-decisioning-data-api
    name: Capital One Enhanced Decisioning Data API
    tags: []
    humanURL: >-
      https://developer.capitalone.com/products/enhanced-decisioning-data?id=23343-1
    properties:
      - url: >-
          https://developer.capitalone.com/documentation/enhanced-decisioning-data
        type: Documentation
    description: >-
      Capital One Enhanced Decisioning Data API is a powerful tool that provides users
      with access to a vast array of data that can help them make well-informed decisions.
      By leveraging advanced analytics and machine learning algorithms, this API allows
      businesses to obtain insights into customer behavior, credit risk, fraud detection,
      and more. With the ability to access such comprehensive data in real-time, companies
      can streamline their decision-making processes, reduce risks, and drive growth.
  - aid: capital-one:in-store-credit-card-payments-api
    name: Capital One In-Store Credit Card Payments API
    tags: []
    humanURL: >-
      https://developer.capitalone.com/products/in-store-credit-card-payments?id=10565-2
    properties:
      - url: >-
          https://developer.capitalone.com/products/in-store-credit-card-payments?id=10565-2
        type: Documentation
    description: >-
      The Capital One In-Store Credit Card Payments API is a tool that allows merchants
      to process credit card payments directly within their physical stores. This
      API enables seamless, secure, and convenient transactions for customers, as
      it facilitates the acceptance of credit card payments in-store without the need
      for a standalone payment terminal. By integrating this API into their POS systems,
      merchants can easily accept credit card payments, issue receipts, and manage
      transactions efficiently.
  - aid: capital-one:pos-credit-card-application-api
    name: Capital One POS Credit Card Application API
    tags: []
    humanURL: >-
      https://developer.capitalone.com/products/pos-credit-card-application?id=17912-1
    properties:
      - url: >-
          https://developer.capitalone.com/products/pos-credit-card-application?id=17912-1
        type: Documentation
    description: >-
      The Capital One POS Credit Card Application API is a tool that enables merchants
      to seamlessly integrate credit card application processes into their point-of-sale
      systems. This API allows customers to easily apply for a Capital One credit
      card at the checkout counter, streamlining the application process and reducing
      friction for consumers.
  - aid: capital-one:partner-account-summary-api
    name: Capital One Partner Account Summary API
    tags: []
    humanURL: >-
      https://developer.capitalone.com/products/partner-account-summary?id=18757-1
    properties:
      - url: >-
          https://developer.capitalone.com/products/partner-account-summary?id=18757-1
        type: Documentation
    description: >-
      The Capital One Partner Account Summary API provides secure and efficient access
      to account summary information for Capital One customers. This API allows partners
      to retrieve details such as account balances, transaction history, and pending
      transactions in real-time, enabling them to provide their customers with up-to-date
      and accurate information regarding their Capital One accounts.
  - aid: capital-one:pre-application-orchestrator-api
    name: Capital One Pre-Application Orchestrator API
    tags: []
    humanURL: >-
      https://developer.capitalone.com/products/pre-application-orchestrator?id=18728-1
    properties:
      - url: >-
          https://developer.capitalone.com/products/pre-application-orchestrator?id=18728-1
        type: Documentation
    description: >-
      The Capital One Pre-Application Orchestrator API is a tool designed to streamline
      the application process for financial products such as loans and credit cards.
      By using this API, developers can automate and orchestrate various pre-application
      tasks, such as gathering and validating customer information, checking credit
      scores, and determining eligibility for certain products. This API allows for
      a seamless and efficient pre-application process, reducing the need for manual
      entry and paperwork.
  - aid: capital-one:real-time-proactive-prescreen-api
    name: Capital One Real-Time Proactive Prescreen API
    tags: []
    humanURL: >-
      https://developer.capitalone.com/products/real-time-proactive-prescreen?id=320973-1
    properties:
      - url: >-
          https://developer.capitalone.com/products/real-time-proactive-prescreen?id=320973-1
        type: Documentation
    description: >-
      The Capital One Real-Time Proactive Prescreen API is a powerful tool that allows
      businesses to accurately assess creditworthiness in real-time. This API provides
      instant access to detailed information about a customer's credit history, enabling
      companies to make quick and informed decisions about extending credit. By leveraging
      this technology, businesses can streamline their application process, reduce
      the risk of fraudulent activity, and improve overall customer satisfaction.
  - aid: capital-one:retrieve-consumer-bank-products-api
    name: Capital One Retrieve Consumer Bank Products API
    tags: []
    humanURL: >-
      https://developer.capitalone.com/products/retrieve-consumer-bank-products?id=1359-5
    properties:
      - url: >-
          https://developer.capitalone.com/documentation/retrieve-consumer-bank-products
        type: Documentation
    description: >-
      Capital One Retrieve Consumer Bank Products API is a tool that allows developers
      to access information about a consumer's bank products, such as credit cards,
      checking accounts, and savings accounts. This API provides a secure way for
      developers to retrieve detailed information about a consumer's banking products,
      including account balances, transaction histories, and payment statuses.
  - aid: capital-one:shop-with-rewards-api
    name: Capital One Shop with Rewards API
    tags: []
    humanURL: 
      https://developer.capitalone.com/products/shop-with-rewards?id=637511-1
    properties:
      - url: https://developer.capitalone.com/products/shop-with-rewards
        type: Documentation
    description: >-
      The Capital One Shop with Rewards API is a platform that allows users to seamlessly
      integrate reward points and benefits from their Capital One credit card into
      online shopping experiences. By accessing this API, users can unlock exclusive
      deals, discounts, and offers from a wide range of online retailers, all while
      earning and redeeming their accumulated reward points.
name: Capital One
tags:
  - Auto Finance
  - Authorizations
  - Banking
  - Credit Cards
  - Credit Offers
  - DevExchange
  - Financial Services
  - OAuth 2.0
  - Payments
  - Rewards
  - Fortune 500
type: Index
kind: company
position: Consumer
image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
access: 3rd-Party
x-features:
  - Broad public developer program (DevExchange) across consumer banking capabilities
  - OAuth 2.0-based authentication and authorization
  - Sandbox environment for pre-production testing
  - Public key sharing for client authentication and data protection
  - Coverage across account lookup, authorizations, credit offers, and transactions
  - Credit card application flows at point-of-sale and pre-application orchestration
  - Real-time proactive prescreen and enhanced decisioning data
  - Rewards and Shop with Rewards integration for merchants
x-use-cases:
  - Partner and fintech integration with Capital One consumer banking
  - Credit card application embedding at point-of-sale and online checkout
  - Personalized credit offers and prescreen underwriting
  - Reward-powered shopping and commerce experiences
  - Auto financing application and approval flows
  - Consumer-permissioned account summary for partner dashboards
  - Real-time transaction authorization for merchants and fintechs
common:
  - type: LinkedIn
    url: https://www.linkedin.com/company/capital-one
  - url: https://developer.capitalone.com/documentation/getting-started
    name: Capital One DevExchange
    type: GettingStarted
    description: 'null'
  - url: https://developer.capitalone.com/documentation/o-auth
    name: Capital One DevExchange
    type: OAuth20
    description: 'null'
  - url: https://developer.capitalone.com/documentation/sandbox
    name: Capital One DevExchange
    type: Sandbox
    description: 'null'
  - url: https://developer.capitalone.com/help/faq
    name: Capital One DevExchange
    type: FAQ
    description: 'null'
  - url: https://developer.capitalone.com/help/tickets
    name: Capital One DevExchange
    type: Support
    description: 'null'
  - name: GitHub Organization
    url: https://github.com/capitalone
    type: GitHubOrganization
  - type: LLMsTxt
    url: https://developer.capitalone.com/llms.txt
created: '2024-11-15'
modified: '2026-04-23'
description: >-
  Capital One is a financial services company offering credit cards, checking
  and savings accounts, loans, and auto financing in the United States. Through
  the Capital One DevExchange developer program, the bank publishes a catalog
  of production APIs for account lookup, transaction authorizations, credit
  offers, customer transactions, credit card applications, auto financing,
  proactive prescreen, partner account summary, shop with rewards, and public
  key sharing for client authentication. OAuth 2.0 secures access and a public
  sandbox supports pre-production integration.
maintainers:
  - FN: Kin Lane
    email: [email protected]
specificationVersion: '0.19'