Bread Financial
Bread Financial is a technology-driven financial services company offering white-label buy now pay later (BNPL), installment financing, and branded credit card products for merchants. The platform processes $27 billion in annual sales volume for 35.6 million active customers. Bread Pay enables merchants to embed financing options directly into their checkout flow for both online and in-store purchases, including installment plans (Bread Pay) and short-term split payment options (SplitPay).
APIs
Bread Pay API
The Bread Pay API enables merchants to integrate installment financing options into online and in-store checkout flows. Supports creating financing applications, retrieving loan...
Bread SplitPay API
SplitPay is a short-term financing alternative for retail merchants, enabling customers to split purchases into manageable payments and helping retailers attract price-sensitive...