Branch

aid: branch-insurance
name: Branch
description: >-
  Branch is a Columbus, Ohio insurtech that bundles home and auto insurance
  (with optional umbrella coverage) and issues policies in seconds from just a
  name and address. The company operates as Branch Insurance Exchange, a
  reciprocal insurer, plus the managing General Branch Agency / Branch Financial,
  Inc. holding company, and originally targeted direct-to-consumer customers
  with a quote-and-bind flow that prefills rating data from public sources.
  Branch raised a $147M Series C at a $1.05B valuation in 2022 (Weatherford
  Capital, Acrew Capital, Anthemis, Cherry Creek Holdings, Greycroft, HSCM
  Bermuda, AmFam Ventures, others), partnered with SimpliSafe (home security
  bundle) and ADT, and runs an embedded "Quote to Bind" GraphQL API used by
  affinity partners (mortgage originators, lenders, aggregators) to embed home
  + auto quotes inside their own apps. The Quote to Bind v2 GraphQL API
  (https://docs.v2.api.ourbranch.com) exposes requestQuoteV2, recalculateQuoteV2,
  addCar, addDriver, requestBind, getOffer, enhancedGetOffer,
  getBoundPoliciesByOfferId, getPolicyDocuments, and getOfferPDF, plus optional
  webhook / SFTP / S3 postbacks for bind and document-signed events. Partners
  authenticate with an API key in the Authorization header and an x-affinity-code
  header when responsible for multiple agencies, and may either run the whole
  flow via the API or hand customers off to ourbranch.com / staff.ourbranch.com
  for customize / review / checkout / sign-documents steps. A staging endpoint
  at https://staging.v2.api.ourbranch.com mirrors production with shared test
  users and payment methods. Branch operates in roughly two dozen US states
  including Ohio, Texas, Illinois, Arizona, Missouri, and others, and emphasises
  community-discount pricing, a community pledge / giveback program, and B Corp
  certification (2023). There is no public OpenAPI specification — the API is
  GraphQL-only and the schema is browsable on Apollo Studio
  (studio.apollographql.com/public/Branch-Quote-to-Bind-Staging) with an API key.
type: Index
position: Provider
access: 3rd-Party
image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
tags:
  - Insurance
  - Home Insurance
  - Auto Insurance
  - Umbrella Insurance
  - Bundled Insurance
  - Insurtech
  - Reciprocal Exchange
  - Embedded Insurance
  - Quote to Bind
  - GraphQL
  - Partner API
  - Affinity
  - Mortgage
  - Columbus Ohio
url: https://raw.githubusercontent.com/api-evangelist/branch-insurance/refs/heads/main/apis.yml
created: '2026-05-25'
modified: '2026-05-25'
specificationVersion: '0.20'
apis:
  - aid: branch-insurance:branch-quote-to-bind-api
    name: Branch Quote to Bind API
    description: >-
      Branch's Quote to Bind GraphQL API exposes everything an affinity partner
      needs to go from initial quote to final purchase of Branch home + auto
      (and optional umbrella) insurance without leaving their platform. Partners
      authenticate with an API key in the Authorization header and (when acting
      on behalf of multiple agencies) an x-affinity-code header. The typical
      end-to-end flow is requestQuoteV2 -> recalculateQuoteV2 / addCar /
      addDriver -> requestBind, after which the offer becomes a bound policy
      retrievable via getBoundPoliciesByOfferId and getPolicyDocuments. Offers
      are immutable — any modification produces a new offer ID, and all prior
      versions remain queryable via getOffer. Partners may complete the entire
      purchase flow via the API or hand the customer off to ourbranch.com at
      any step (customize, review, checkout, sign-documents) and retain
      attribution. Policy-bound and documents-signed notifications are offered
      via webhook (instant) or scheduled CSV reporting to SFTP / S3. "Enhanced"
      calls (enhancedGetOffer etc.) return additional data such as driver date
      of birth and require enhanced-data access. A staging endpoint at
      https://staging.v2.api.ourbranch.com mirrors production with a shared
      test-user universe.
    humanURL: https://docs.v2.api.ourbranch.com/
    baseURL: https://api.ourbranch.com/
    tags:
      - Insurance
      - Home Insurance
      - Auto Insurance
      - Umbrella Insurance
      - Quote
      - Bind
      - Policy
      - GraphQL
      - Embedded Insurance
      - Partner API
    properties:
      - type: Documentation
        url: https://docs.v2.api.ourbranch.com/
      - type: Documentation
        url: https://docs.v2.api.ourbranch.com/request-quote-v2
      - type: Documentation
        url: https://docs.v2.api.ourbranch.com/recalculate-quote-v2
      - type: Documentation
        url: https://docs.v2.api.ourbranch.com/example-calls
      - type: Documentation
        url: https://docs.v2.api.ourbranch.com/lookups-json
      - type: Documentation
        url: https://docs.v2.api.ourbranch.com/error-and-offering-codes-table
      - type: Documentation
        url: https://docs.v2.api.ourbranch.com/coverages-table
      - type: Documentation
        url: https://docs.v2.api.ourbranch.com/timeouts
      - type: Sandbox
        url: https://staging.v2.api.ourbranch.com
      - type: Sandbox
        url: https://studio.apollographql.com/public/Branch-Quote-to-Bind-Staging/explorer?variant=current
      - type: Authentication
        url: https://docs.v2.api.ourbranch.com/#api-key-authorization
      - type: Webhooks
        url: https://docs.v2.api.ourbranch.com/#policy-bound--documents-signed-notifications-and-reporting
      - type: Support
        url: mailto:[email protected]
common:
  - type: Website
    url: https://www.ourbranch.com/
  - type: Portal
    url: https://docs.v2.api.ourbranch.com/
  - type: SignUp
    url: https://www.ourbranch.com/
  - type: GettingStarted
    url: https://docs.v2.api.ourbranch.com/
  - type: Sandbox
    url: https://studio.apollographql.com/public/Branch-Quote-to-Bind-Staging/explorer?variant=current
  - type: About
    url: https://www.ourbranch.com/s/about
  - type: Press
    url: https://www.ourbranch.com/s/press
  - type: Blog
    url: https://www.ourbranch.com/s/blog
  - type: Careers
    url: https://www.ourbranch.com/s/careers
  - type: Claims
    url: https://www.ourbranch.com/s/claims
  - type: AvailableStates
    url: https://www.ourbranch.com/s/available-states
  - type: CommunityPledge
    url: https://www.ourbranch.com/s/community-pledge
  - type: CommunityDiscount
    url: https://www.ourbranch.com/s/my-community-discount
  - type: PrivacyPolicy
    url: https://www.ourbranch.com/s/blog/privacy-policy
  - type: TermsOfService
    url: https://www.ourbranch.com/s/blog/terms-of-use
  - type: Partner
    url: https://www.ourbranch.com/s/blog/partner_with_branch
    name: Partner with Branch
  - type: Documentation
    url: https://www.ourbranch.com/s/blog/branch_insurance_exchange
    name: Branch Insurance Exchange (reciprocal carrier)
  - type: Support
    url: mailto:[email protected]
    name: Branch API support
  - type: LinkedIn
    url: https://www.linkedin.com/company/ourbranch
  - type: Twitter
    url: https://twitter.com/ourbranch
  - type: GitHubOrganization
    url: https://github.com/OurBranch
maintainers:
  - FN: Kin Lane
    email: [email protected]