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Authorize.net

Authorize.net is a leading payment gateway providing secure online payment processing for merchants. It offers a POST-based XML/JSON API, Accept.js hosted payment forms, the Accept Hosted solution, recurring billing (ARB), customer profile management (CIM), advanced fraud detection, and webhooks. Official SDKs are available for PHP, .NET, Java, Ruby, Python, and Node.js.

4 APIs 8 Features
Accept.jsCredit CardseChecksFraud DetectionPayment GatewayPaymentsRecurring BillingTransactions

APIs

Authorize.net Payment API

The Authorize.net Payment API enables merchants to process credit card, debit card, eCheck, Apple Pay, Google Pay, and PayPal transactions via a POST-based XML/JSON API with API...

Authorize.net Recurring Billing API

The Authorize.net Automated Recurring Billing (ARB) API enables merchants to create, update, and cancel subscription-based payment schedules for recurring charges.

Authorize.net Customer Profiles API

The Authorize.net Customer Information Manager (CIM) API enables secure storage and management of customer payment profiles including credit cards and bank accounts for reuse in...

Authorize.net Webhooks

Authorize.net Webhooks deliver real-time event notifications for transaction, subscription, and fraud management events to merchant-configured HTTP endpoints.

Features

Payment Processing

Accept credit cards, debit cards, eChecks, Apple Pay, Google Pay, and PayPal via a single unified API.

Accept.js

Client-side JavaScript library that tokenizes payment data in the browser to keep merchant servers out of PCI scope.

Accept Hosted

Fully hosted payment form that redirects customers to Authorize.net for payment collection with iframe support.

Recurring Billing (ARB)

Automated recurring billing for subscriptions and installment plans with flexible scheduling options.

Customer Profiles (CIM)

Securely vault customer payment methods for future charges without storing sensitive card data.

Fraud Detection Suite

Advanced fraud detection tools including velocity controls, IP blocking, card security code verification, and address verification.

Webhooks

Real-time event notifications for transaction completions, declines, fraud holds, and subscription events.

MCP Server

Official Authorize.net MCP server for AI-assisted payment processing integration at github.com/AuthorizeNet/authorize-net-mcp.

Use Cases

E-Commerce Payment Processing

Accept payments on web storefronts using Accept.js or Accept Hosted for PCI-compliant card processing.

Subscription Billing

Manage recurring charges for SaaS, membership, and subscription-based business models using ARB.

Mobile Payments

Accept Apple Pay and Google Pay in mobile apps using the in-person and mobile payment SDKs.

Point-of-Sale Integration

Integrate card-present transactions via the iOS, Android, or Windows in-person payment SDKs.

B2B and eCheck Payments

Process ACH/eCheck payments for B2B invoicing and recurring bank account debit scenarios.

Integrations

WooCommerce

Official Authorize.net WooCommerce payment plugin for WordPress-based e-commerce stores.

Medusa

Official Authorize.net Medusa payment plugin for headless commerce implementations.

Visa and Mastercard Networks

Direct connection to major card networks for authorization and settlement of card-based transactions.

NACHA ACH Network

eCheck processing through the NACHA ACH network for bank-to-bank payment transfers.

Solutions

Payment Gateway

Comprehensive payment gateway solution connecting merchants to card networks with fraud protection and reporting.

PCI-Compliant Payments

Reduce PCI scope using Accept.js or Accept Hosted to tokenize payment data without touching card numbers.

Resources

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PHP SDK
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.NET SDK
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Java SDK
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Ruby SDK
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Python SDK
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Node.js SDK
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